Manager - Affordability/Collections (EMI)

Paytm; Dadri; On-site; INR 1,400,000 - 2,000,000; Full time

Job summary

Paytm in Noida invites a Manager / Senior Manager to own EMI affordability collections for brand partners. You will manage end-to-end reconciliation, invoicing and payment tracking across multiple brands.

You will collaborate with Finance, Sales, Product and Brand teams to close mismatches quickly, ensure timely invoicing and maintain clear records and MIS dashboards. Strong coordination and communication are essential.

Qualifications

• Strong coordination across Finance, Sales, Product and brand teams.
• Analytical mindset with attention to reconciliation mismatches.
• Clear written and verbal communication with senior stakeholders.
• Ownership of multiple brands and monthly cycles.
• Understanding of invoicing, GST and basic accounting concepts.
• Hands-on experience with reconciliation and invoicing processes.

Responsibilities

• Coordinate with Finance to complete reconciliation for each brand.
• Identify mismatches and drive closure with stakeholders.
• Ensure reconciliation is signed off before invoicing.
• Maintain records of open items, root causes and resolutions.
• Create and maintain MIS reports covering reconciliation status, invoicing and collections.
• Track trends such as ageing of receivables and flag risks early.
• Coordinate with brands, Sales Managers and Finance to raise invoices on time after reconciliation.
• Track payments brand-wise and ensure timely collection.

Skills

Coordination

Analytical mindset

Communication

Ownership

Negotiation

Tools

Excel

Google Sheets

Job description

Job Description: Manager / Senior Manager Affordability Collections (EMI)

Business: Brand EMI Affordability Function: Collections, Reconciliation, MIS and Invoicing Location: Noida

Role Overview

We are looking for a Manager / Senior Manager to own collections for our EMI affordability business with brand partners such as Samsung Mobile, Vivo and other leading brands. The role covers the full cycle from monthly reconciliation with Finance, to MIS reporting, invoicing, payment tracking and collection. The person will work closely with internal teams (Finance, Sales Managers, Product, Tech & Ops) and external stakeholders (Brand teams) and must close reconciliation differences quickly so that invoicing and collections are not delayed.

Key Responsibilities

1. Reconciliation

• Coordinate with the Finance team to complete reconciliation for each brand.
• Identify mismatches in reconciliation and drive them to closure by working with the relevant internal and external stakeholders.
• Ensure reconciliation is signed off and closed before invoicing is raised.
• Maintain clear records of open items, root causes and resolutions to reduce repeat mismatches.

2. MIS and Reporting

• Create and maintain MIS reports covering reconciliation status, invoicing, outstanding amounts and collections, brand-wise.
• Publish periodic MIS to business, Sales and Finance leadership with clear insights and follow-up actions.
• Track trends such as ageing of receivables, delays and recurring disputes, and flag risks early.

3. Invoicing

• Coordinate with brands, Sales Managers and Finance to get invoices raised accurately and on time after reconciliation closure.
• Ensure invoices meet brand and compliance requirements (documentation, approvals, tax details, etc.).
• Follow up on invoice acceptance, queries and approvals from brand teams.

4. Payment Tracking and Collections

• Track payments brand-wise: amount invoiced, amount received, amount pending and ageing.
• Run a structured follow-up process with brand and sales team to ensure timely collection.
• Escalate delayed or disputed payments to the right internal and external stakeholders.
• Work with Finance to match receipts against invoices and update the status regularly.

5. Stakeholder Management

• Act as the single point of coordination between Finance, Sales Managers, Business teams and brand partners.
• Build strong working relationships with brand counterparts to resolve issues proactively.
• Coordinate across multiple brands and stakeholders at the same time without losing track of timelines.

Key Skills and Competencies

• Strong coordination and follow-up skills across internal and external stakeholders.
• Analytical mindset with attention to detail, especially in identifying and resolving reconciliation mismatches.
• Clear written and verbal communication, including with brand finance and senior stakeholders.
• Ownership and ability to manage multiple brands and deadlines in a monthly cycle.
• Negotiation and escalation skills to drive closure on disputes and pending payments.
• Understanding of invoicing, GST and basic accounting concepts.
• Hands-on experience with monthly reconciliation and invoicing processes.
• Strong working knowledge of Excel / Google Sheets (pivots, lookups, reconciliation models) and MIS creation; exposure to dashboards

Key Performance Indicators

• Timely closure of monthly reconciliation for all brands.
• Invoices raised within the agreed timeline after reconciliation.
• Collection efficiency and reduction in receivables ageing.
• Accuracy and timeliness of MIS reporting.
• Reduction in repeat mismatches and open disputes.