Loan Officer

Tata Capital Finance Ltd; Bhongir; On-site; INR 167,000 - 279,000; Full time

Job summary

Tata Capital Finance Ltd in Bhongir is hiring a Loan Officer for Retail MFB sales. You will develop and manage a field-team, identify JLG opportunities, and drive disbursements while controlling delinquencies. The role involves regular centre meetings, customer outreach, and strong relationship building to expand market reach in the area. Graduate with 0–5 years in microfinance is preferred.

Qualifications

• Must have 0–5 years of experience in microfinance sales.
• Strong relationship-building and field-sourcing skills.
• Ability to meet disbursement and collection targets and manage customer portfolios.

Responsibilities

• Identify Joint Liability Groups (JLG) and disbursed loans for targeted geographies.
• Lead and manage field teams across territories to enhance market reach.
• Oversee disbursement, repayment, delinquency management, and collections targets.
• Conduct regular centre meetings, field visits, and follow-ups with borrowers.
• Maintain portfolio quality by monitoring dues, non-starters, delinquencies, and frauds.
• Build and maintain strong client relationships and brand presence in the area.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Education

Graduation in any discipline

Job description

Loan Officer - Retail MFB - Sales - Bhongir - Laxmi Narasimha Complex - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills: Relationship management, Business sourcing, Flair for sales, Understand critical attributes of customer service

Education: Graduate in any discipline