Loan Officer - Retail Microfinance Sales

Tata Capital Finance Ltd; Hosadurga; On-site; INR 200,000 - 320,000; Full time

Job summary

Tata Capital Finance Ltd in Karnataka is seeking a Loan Officer to drive retail microfinance sales in the Srirampura region. You will source customers, disburse loans, and manage repayments while maintaining portfolio quality.

You will lead activities in assigned territories, conduct center meetings, and visit customers to ensure timely collections and strong customer service. Familiarity with microfinance and JLG models is preferred.

Qualifications

• Fresher to 5 years of experience as a sales officer in microfinance.
• Basic understanding of microfinance and JLG model working preferred.
• Willingness to travel within assigned territories.

Responsibilities

• Achieve disbursement targets and manage delinquency with a disciplined approach.
• Disbursement, repayment, and delinquency management with daily/weekly collections.
• Conduct regular field visits, centre meetings, and loan applications to drive growth.
• Maintain portfolio quality by tracking dues, non-starters, and fraud risks.
• Build strong client relationships with internal and external stakeholders.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Srirampura - Ramanjuneya Complex - J Grades 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

• Graduate in any discipline