Loan Officer - Retail MFB - Sales

Tata Capital Finance Ltd; Palacode; On-site; INR 240,000 - 360,000; Full time

Job summary

Tata Capital Finance Ltd. in Palacode, Tamil Nadu, is seeking a result-oriented Loan Officer for Retail MFB sales. You will source borrowers, assess microfinance needs, and ensure disbursement targets with low delinquency in assigned centers.

You will manage field teams, conduct centre meetings, and maintain portfolio quality through monitoring dues, fraud prevention, and regular follow-ups with borrowers. Fresh graduates to five years' sales experience welcome.

Qualifications

• To ensure the achievement of disbursement targets with minimum delinquency and identify Joint liability Groups (JLG) for target customers and geographies.
• Develop and manage teams across territories for deeper market penetration.

Responsibilities

• Disbursement, repayment and delinquency management with daily/weekly collections targets.
• Close follow-up of disbursed loans, especially those not paying on time.
• Undertake regular field visits and centre meetings; maintain portfolio quality by tracking dues, nonstarters, delinquencies, and frauds.
• Build strong client relationships and a strong brand identity with potential customers.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Palacode - Vandampatti - J Grades 10563

• To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

• Graduate in any discipline