Loan Officer

Tata Capital Finance Ltd; Mysuru; Sur place; INR 300 000 - 420 000; Plein temps

Résumé du poste

Tata Capital Finance Ltd invites applications for a Loan Officer - Retail MFB - Sales role in Mysuru at Hunsur Akka Complex. The candidate will drive disbursements, manage client relationships and expand microfinance reach through JLG-based outreach.

Fresh graduates with a sales mindset and willingness to travel for field visits are encouraged to apply; prior MF experience is a plus but not mandatory.

Qualifications

• Graduates with a flair for sales and customer service.
• Knowledge of microfinance and JLG model preferred.
• Willing to travel to center meetings and field visits.

Responsabilités

• Achieve disbursement targets with minimal delinquency.
• Identify JLG groups and potential customers across territories.
• Develop channels for business growth and market penetration.
• Manage collections and maintain portfolio quality.

Connaissances

Relationship management

Business sourcing

Sales flair

Customer service

Formation

Graduate in any discipline

Description du poste

Loan Officer - Retail MFB - Sales - Hunsur - Akka Complex

J Grades 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline