Loan Officer

Tata Capital Finance Ltd; Giridih, Ranchi; On-site; INR 167,000 - 234,000; Full time

Job summary

Tata Capital Finance Ltd. is hiring a Loan Officer for Retail MFB sales in Giridih. You will drive disbursements, manage repayments, and work to minimize delinquency while expanding market reach through JLG-based microfinance initiatives.

The role involves field visits, regular center meetings, and building strong client relationships to support business growth and brand presence in assigned territories.

Qualifications

• Fresher to a maximum of 5 years’ experience as a sales officer in microfinance.
• Basic understanding of microfinance and JLG model working preferred.
• Strong client interaction and field sales abilities.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Identify Joint Liability Groups and disburse loans for target customers.
• Disbursement, repayment and delinquency management with daily/weekly collections.
• Conduct regular field visits and center meetings to drive growth.
• Maintain portfolio quality by tracking delinquencies and frauds.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Graduate education

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Giridih - Pachamba - J Grades 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service
• Education Graduate in any discipline