Life Insurance Investment Sales Executive

Policydream; Gurugram District; In loco; INR 300.000 - 520.000; Tempo pieno

Descrizione del lavoro

Policydream is seeking a result-oriented Life Insurance Sales Executive to drive revenue from investment products. The role focuses on ULIP and Guaranteed Return Plans, with emphasis on premium generation and high conversion rates.

You will manage leads, conduct needs analysis and close sales while maintaining CRM records. You will build customer relationships for repeat business and referrals, and operate in a high-performance sales environment with clear KPIs.

Competenze

• Minimum 1 year of relevant experience in Life Insurance Investment Sales.
• Experience selling ULIP and/or Guaranteed Return Plans.
• PAR/Non-PAR experience preferred.
• Proven premium achievement, business contribution and strong conversion performance.
• Strong lead follow-up and relationship-building skills.

Mansioni

• Drive sales and revenue generation for investment-oriented Life Insurance products.
• Sell ULIP, Guaranteed Return Plans, PAR and Non-PAR products through channels.
• Achieve and exceed monthly premium, business and conversion targets.
• Handle assigned leads, conduct timely follow-ups and maximize lead-to-sale conversion.
• Understand customer financial goals, investment requirements and policy objectives.
• Recommend suitable Life Insurance investment solutions based on customer requirements.
• Conduct effective product presentations, need analysis, objection handling and sales closure.
• Manage the complete sales cycle from lead generation to policy issuance.
• Drive cross-selling and upselling opportunities to increase customer value.
• Maintain strong follow-up discipline to improve conversion and closure rates.

Conoscenze

Life Insurance

ULIP & GR Plans

Premium generation

Sales closure

Lead management

Customer engagement

Descrizione del lavoro

Key Responsibilities

• Drive sales and revenue generation for investment-oriented Life Insurance products.
• Sell ULIP, Guaranteed Return Plans, PAR and Non-PAR products through inbound and outbound sales channels.
• Achieve and consistently exceed monthly premium, business and conversion targets.
• Handle assigned leads, conduct timely follow-ups and maximize lead-to-sale conversion.
• Understand customer financial goals, investment requirements, risk appetite and policy objectives.
• Recommend suitable Life Insurance investment solutions based on customer requirements.
• Conduct effective product presentations, need analysis, objection handling and sales closure.
• Manage the complete sales cycle from lead generation and qualification to policy issuance.
• Drive cross-selling and upselling opportunities to increase customer value and premium contribution.
• Maintain strong follow-up discipline to improve conversion ratio and closure rate.
• Explain product features, premiums, benefits, maturity values, policy terms, charges and applicable conditions accurately.
• Maintain updated customer and sales information in CRM and internal sales systems.
• Build strong customer relationships to support repeat business, referrals and long-term engagement.
• Monitor individual sales performance and take proactive actions to achieve assigned KPIs.
• Stay updated on Life Insurance investment products, market practices and competitor offerings.
• Ensure adherence to company processes, sales quality standards and applicable regulatory requirements.

Required Skills

• Strong hands-on knowledge of Life Insurance Investment Products.
• Practical sales experience in ULIP, Guaranteed Return Plans, PAR and/or Non-PAR products.
• Proven track record in premium generation and business conversion.
• Strong sales closure, negotiation and objection-handling skills.
• Excellent communication, presentation and customer engagement abilities.
• Candidate must have practical experience in Term Insurance Sales.
• Strong lead management, follow-up and relationship-building skills.
• Ability to identify customer needs and position suitable investment solutions.
• Strong target achievement and result-oriented approach.
• Ability to work in a high-performance, target-driven sales environment.
• Good understanding of Life Insurance sales processes and customer acquisition practices.

Experience

• Minimum 1 year of relevant experience in Life Insurance Investment Sales.
• Candidates must have hands-on experience selling ULIP and/or Guaranteed Return Plans.
• Experience in PAR / Non-PAR products will be preferred.
• Candidates with demonstrated premium achievement, business contribution and strong conversion performance will be preferred.

Preferred Candidate Background

Candidates from the following industries are preferred:

• Life Insurance Companies
• Bancassurance
• Insurance Broking
• Financial Services
• Investment / Wealth Sales