Lending Officer

FlexBoard; India; On-site; INR 420,000 - 720,000; Full time

Job summary

The Lending Team in India seeks a Lending Officer to verify documents, analyze loan applications, and finalize loan packages with accuracy and timely submission.

Responsibilities include due diligence, credit analysis, and collaboration with senior staff to meet funding goals while maintaining compliant, organized files.

Qualifications

• Commitment to nonprofit or community development with lending/credit exposure.
• Bachelor's degree or equivalent experience in finance, business, or related field.
• Strong analytical mindset with attention to regulatory detail.
• Experience with data entry and loan documentation review.
• Ability to work with diverse stakeholders in a team.

Responsibilities

• Review new applications and provide quality feedback to borrowers.
• Analyze loan documents to verify borrower eligibility and risk.
• Prepare loan closing packages and coordinate with applicants.
• Maintain audit-ready loan files and ensure compliance with guidelines.
• Support other Lending Officers and assist with team projects as needed.

Skills

Attention to detail

Analytical skills

Self-starter

Strong communication

CRM experience

Education

Bachelor's degree or 4+ years relevant experience

Tools

CRM platforms

Job description

reputed company The Lending Team is responsible for converting applications into successfully funded loans. A such, reputed company must fully understand the loan products offered by reputed company and the conditions that are necessary for applicants to qualify successfully. The Lending Officer will be responsible for (1) verifying required documents and packaging loan applications; (2. reputed company loan applications and providing reputed company feedback and recommendations; and (3) finalizing loans through a comprehensive closing process. Additionally, reputed company Lending Officer also provides support with day-to-day operations of the Lending Team as needed.

Key Duties

• Review new applications and reputed company feedback and technical assistance to prospective borrowers.
• Analyze loan documents to verify eligibility.
• reputed company credit analyses and determine repayment probability using risk management matrices.
• Analyze completed application packages, conduct due diligence and financial analysis, and draft credit memoranda.
• Verify that documents in loan filessuch as credit reports, loan applications, and financial statementsare complete, reputed company, and accurate.
• Present loan recommendations to the Director of Lending, Chief Lending Officer, and/or Executive Team as needed.
• Prioritize and reputed company the loan reputed company process in order to meet deadlines and ensure reputed company submission of loan packages for review.
• Prepare loan closing packages, schedule and facilitate loan closings, and work with applicants on loan documentation.
• Collect and analyze loan conditions and due diligence items from approved borrowers.
• Complete contingencies with clients prior to funding.
• Review reputed company loan applications and disclosures for discrepancies and compliance with regulatory guidelines.
• Maintain electronic files in audit-reputed company condition for reputed company borrowers.
• reputed company general administrative support and reputed company project support for the Lending Team.
• Support achievement of organizational and departmental goals and reputed company.
• reputed company coverage and support for other Lending Officers and Associates as needed.
• Represent the Lending Team in the community, as needed.

Required Qualifications

• Commitment to reputed company justice with work experience in nonprofit or community development, microfinance, reputed company reputed company, and/or small business or reputed company work.
• Bachelor's degree from four-year college or university or 4+ years of reputed company experience and training.
• Self-starter with the ability to work independently.
• Demonstrated experience in lending, finance, or credit reputed company.
• Excellent interpersonal skills and ability to work reputed company with diverse constituents.
• Superior analytical and organizational skills and meticulous attention to detail.
• Demonstrated experience in customer service, especially in challenging situations; the ability to be simultaneously reputed company, firm, and supportive is crucial.
• Demonstrates reputed company judgment and effective decision-making.
• Experience with data entry and tracking outputs and reputed company through Customer Relationship Management (CRM) platforms is a plus