Lead - TBML

YES BANK; Goregaon; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

A prominent financial institution in Goregaon seeks a leader for their TBML team. This role involves supervising analysts, ensuring accurate case reviews, and providing critical insights into TBML investigations. The ideal candidate will have a background in finance, experience in AML compliance, and a proven track record of mentoring and leading teams. Responsibilities also include preparing management reports and coordinating with various stakeholders to enhance processes and compliance standards.

Qualifications

• 3+ years of experience in AML and TBML investigations.
• Strong understanding of trade finance documents and processes.
• Experience in coaching and mentoring teams.

Responsibilities

• Lead and supervise a team of TBML analysts.
• Ensure timely and accurate case reviews in TBML.
• Conduct deep-dive analysis using internal and external data.
• Prepare management reports and ensure documentation quality.

Skills

Leadership

Analytical skills

Knowledge of TBML typologies

Education

Bachelor's degree in Finance or related field

Job description

Leadership & Supervision

• Lead and supervise a team of TBML analysts and analysts handling portfolio of cross border non-trade remittances, ensuring timely and accurate case reviews.
• Allocate work, monitor productivity, and ensure adherence to SOPs and quality standards.
• Provide coaching, mentoring, and subject‑matter guidance to team members.

TBML Monitoring & Investigations

• Providing guidance to perform advanced‑level TBML investigations by reviewing trade documents (LCs, invoices, B/L, packing lists, SWIFT messages, etc.).
• Providing guidance to identify red flags such as over/under invoicing, phantom shipments, dual‑use goods, shell entities, round‑tripping, and unusual trade routes.
• Providing guidance to conduct deep‑dive analysis using internal systems, external databases (e.g., screening tools), and open‑source intelligence.
• Ensure appropriate risk assessment and disposition of alerts/cases.

Quality Assurance & Reporting

• Perform second‑level quality checks (QC/QA) on analysts' work.
• Prepare periodic MI reports, dashboards, and management updates.
• Ensure high‑quality documentation in line with audit and regulatory standards.
• Reviewing Suspicious Transaction Reports (STRs/SARs) and ensuring timely submission of STRs to FIU IND.

Stakeholder Management

• Coordinate with Trade Operations, Compliance, Sanctions, and Business units on escalations.
• Support regulatory queries, internal audits, and enterprise‑wide AML reviews.
• Participate in governance meetings and contribute to process improvement discussions.
• Maintain strong knowledge of trade finance products, TBML typologies, and emerging risks.
• Assist in updating TBML procedures, risk indicators, and monitoring scenarios.
• Conduct training sessions for new analysts and cross‑functional teams.
• Recommend process enhancements, automation, and control improvements.