JUNIOR MANAGER - PRODUCT

PeopleStrong; Tamil Nadu; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Muthoot Fincorp Limited, Chennai, seeks Assistant Product Manager to lead end-to-end development and management of Business Loans, LAP, and Home Loans product portfolio, aligning with strategic objectives and revenue growth. Own the roadmap, coordinate with cross-functional teams, and ensure a superior client experience.

The role requires 2–3 years in BFSI lending products, solid product management and business analysis skills, wireframing and UI/UX basics, and proficiency with Excel, SQL, and

Qualifications

• 2–3 years of BFSI experience in lending products.
• Proficient in product management concepts and business analysis.
• Hands-on experience with wireframing and UI/UX design.
• Experience in product development and sales enablement.
• Proficiency in Excel, SQL, Jira, and other PM tools.
• LOS knowledge is a plus.
• Strong analytics and stakeholder management.
• Excellent communication across business and tech teams.

Responsibilities

• Define and execute product strategy for Business Loans, LAP, and Home Loans.
• Manage end-to-end product lifecycle from idea to launch.
• Translate business needs into PRDs and acceptance criteria.
• Monitor sprint progress and key performance metrics.
• Oversee day-to-day product operations and release coordination.
• Provide data-driven insights to senior management.

Skills

Product management

Business analysis

Wireframing

UI/UX design

Product development

Stakeholder management

Education

MBA in Finance or Management

Graduate

Tools

Excel

SQL

Jira

Job description

ROLE SPECIFICATION

Role Title Assistant Product Manager Company Muthoot Fincorp Limited Function/Department Product Location Chennai

ROLE SUMMARY

The role leads end-to-end development, management, and enhancement of the Business Loan, Loan Against Property (LAP) & Home Loan product portfolio, aligning with Muthoot Fincorp's strategic objectives. It involves owning and managing the product roadmap, market collaboration processes with cross-functional, compliance teams to drive revenue growth, and delivering exceptional client experience.

KEY RESPONSIBILITIES

Product Strategy & Operations

• ?
• Define and execute product strategy for Business Loans, LAP, and Home Loans, aligned with organizational goals, while identifying growth opportunities and expansion avenues.
• ?
• Manage the end-to-end product lifecycle, from ideation to launch and post-launch optimization.
• ?
• Translate business needs into clear user stories, PRDs (Product Requirement Documents), and acceptance criteria.
• ?
• Monitor product deliverables, sprint progress, and key performance metrics to ensure timely execution.
• ?
• Oversee day-to-day product operations, including issue tracking, impact assessment, and release coordination.
• ?
• Provide data-driven insights and actionable recommendations to senior management for strategic decision-making..

Process Excellence & Customer Experience

• ?
• Continuously review and optimize loan approval, disbursement, and monitoring processes to improve efficiency and reduce turnaround time (TAT).
• ?
• Drive the implementation of technology-led solutions to enhance operational efficiency and customer experience.
• ?
• Work closely with Risk and Compliance teams to ensure adherence to credit policies and regulatory requirements.
• ?
• Proactively identify potential risks in product design and internal processes, and implement mitigation strategies.

KEY INTERACTIONS

Internal Stakeholders

• Operations & Disbursement Teams

External Stakeholders

• Compliance & Legal
• Marketing Team
• Regulatory Bodies (as required)
• Co-lending Partners
• Customers

KEY ROLE DIMENSIONS

• Geographical coverage – PAN India
• Total team size - 4
• SULB

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

• 2–3 years of experience in the BFSI sector, preferably in lending products.
• Strong understanding of product management and business analysis concepts.
• Hands-on experience with wireframing and UI/UX design principles.
• Proven ability in product development and sales enablement.
• Proficiency in tools such as Excel, SQL, Jira, and other product management platforms.
• Basic understanding of Loan Origination Systems (LOS) is an added advantage.
• Strong analytical thinking, problem-solving ability, and stakeholder management skills.
• Effective communication with the ability to bridge business and technology teams.

EDUCATION / EXPERIENCE

• .
• Graduate or MBA in Finance or Management (preferred); mobility & communication; willingness to travel as required; proficiency in English, Hindi, and/or relevant regional languages.