Head – Retail Finance

Stellar Talent HR Consultancy LLP; Chennai; Presencial; INR 4.000.000 - 6.000.000; Jornada completa

Descripción de la vacante

Stellar Talent HR Consultancy LLP is seeking an experienced leader to own the retail finance strategy for an EV OEM, covering individual, fleet, and institutional segments. You will collaborate with banks, NBFCs, and dealers to make competitive financing available and drive loan and leasing penetration.

The role demands 16+ years in automotive finance or mobility services, with strong skills in credit risk, financial modelling, and investment analysis, plus a Finance degree and MBA/CA preferred.

Formación

• 16+ years of experience in automotive finance, banking, or mobility services.
• MBA or CA preferred; Bachelor's degree in Finance/Business/Economics.
• EV/OEM experience and battery financing exposure is highly desirable.

Responsabilidades

• Own the retail finance strategy for individual, fleet, and institutional customers.
• Build partnerships with banks, NBFCs, and lenders; negotiate service levels and improve loan processing times.
• Grow retail finance penetration through competitive loan and leasing offers, EMI plans, and subvention schemes.
• Manage inventory funding for dealers and bulk EV customers.
• Develop financing products such as battery leasing, vehicle subscriptions, and commercial leasing.
• Oversee credit risk, compliance, audits, and finance performance reporting.

Conocimientos

Automotive retail finance

Asset-backed lending

Credit risk

Financial modelling

Investment analysis

Leadership

Educación

Bachelor’s degree in Finance/Business/Economics

MBA or CA preferred

Descripción del empleo

Reporting to : Head of Dealer Network Development & Retail Finance

Stellar Talent HR Consultancy is hiring for an electric vehicle OEM. This role owns the retail finance strategy for individual, fleet, and institutional customers and works with lenders and dealers to make competitive financing available across EV segments.

What you’ll lead

• Build partnerships with private and public-sector banks, NBFCs, and emerging lenders. Negotiate service levels and improve loan processing turnaround times.
• Grow retail finance penetration through competitive loan and leasing offers, EMI plans, subvention schemes, and seasonal campaigns.
• Manage inventory funding for dealers and bulk EV customers.
• Develop financing products such as battery leasing, vehicle subscriptions, and commercial leasing.
• Oversee credit risk, compliance, audits, and finance performance reporting.

What we’re looking for

• 16+ years of experience in automotive finance, banking, or mobility services, including leadership roles.
• Strong knowledge of automotive retail finance, asset-backed lending, credit risk, financial modelling, and investment analysis.
• Experience managing high-value capital investments, ideally in retail or infrastructure.
• Bachelor’s degree in Finance, Business, or Economics. MBA or CA preferred.
• Automotive or EV OEM experience is preferred. Exposure to battery financing and EV leasing is highly desirable.