Head – Reinsurance, Surety & Credit Insurance

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; On-site; INR 3,000,000 - 6,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. seeks a seasoned Head of Reinsurance, Surety & Credit Risk to lead a growing insurance intermediary. You will steer end-to-end reinsurance placement, structure complex risk solutions, and negotiate pricing and capacity with global markets.

You will also lead Surety Bond and Credit Insurance underwriting across MSME to corporate clients, develop risk frameworks, and build a high-performing team while ensuring regulatory and risk policy adherence.

Qualifications

• Strong experience in Reinsurance, Surety Bonds, Credit Insurance and specialty risks.
• Proven underwriting, pricing and capacity negotiation expertise.
• Knowledge of financial analysis, credit underwriting and risk assessment.

Responsibilities

• Lead end-to-end reinsurance placement including market approach, capacity, pricing, terms and documentation.
• Structure insurance and reinsurance solutions for complex corporate and specialty risks.
• Negotiate capacity, limits, premiums, collateral and coverage terms.
• Manage direct insurance placements and associated reinsurance arrangements.
• Lead underwriting of Surety Bonds and Credit Insurance across MSME, mid-market and corporate clients.
• Develop underwriting, pricing and risk assessment frameworks.
• Build relationships with domestic and international insurers and reinsurers.
• Monitor portfolio performance and enforce underwriting controls.

Skills

Reinsurance Placement

Surety Bonds

Credit Insurance

Credit Risk Assessment

Specialty Insurance

Underwriting

Financial Analysis

Risk Management

Capacity Negotiation

Pricing & Structuring

Insurer & Reinsurer Relationships

Portfolio Management

Business Development

Team Leadership

Job description

Job Description – Head – Reinsurance, Surety & Credit Risk

Industry: Insurance / Reinsurance / Insurance Broking

Function: Underwriting, Reinsurance & Specialty Risk

Role Overview

We are seeking an experienced insurance professional to lead the Reinsurance, Surety & Credit Risk function for a growing insurance intermediary.

The role will be responsible for underwriting complex risks, structuring reinsurance solutions, negotiating pricing and capacity, managing domestic and international market relationships, driving business growth, and building a strong technical team.

Key Responsibilities

• Lead end-to-end reinsurance placement, including market approach, capacity, pricing, terms, conditions and documentation.
• Structure insurance and reinsurance solutions for complex corporate and specialty risks.
• Negotiate capacity, limits, premiums, commissions, collateral, tenor and coverage terms.
• Manage direct insurance placements and associated reinsurance arrangements.

2. Surety & Credit Risk Underwriting

• Lead underwriting of Surety Bonds and Credit Insurance across MSME, mid-market and corporate clients.
• Conduct detailed financial analysis, credit assessments and risk evaluations of borrowers and counterparties.
• Develop robust underwriting, pricing and risk assessment frameworks.
• Leverage financial models, risk scorecards and technology-enabled tools to strengthen underwriting decisions.

3. Market Relationships & Business Development

• Build and maintain strong relationships with domestic and international insurers, reinsurers and capacity providers.
• Lead pricing, rate and capacity negotiations with market participants.
• Collaborate with business development teams to grow Surety, Credit Insurance and Specialty Risk portfolios.
• Identify new market opportunities and develop innovative risk solutions.
• Monitor portfolio performance, exposure, concentration risks and underwriting quality.
• Implement appropriate risk mitigation strategies and underwriting controls.
• Ensure adherence to regulatory requirements, internal risk policies and underwriting guidelines.
• Work with senior management on reinsurance strategy, risk appetite and product development.

5. Team Leadership & Strategy

• Build, lead and develop a high-performing Reinsurance, Surety & Credit Risk team.
• Recruit, mentor and develop underwriting and placement professionals.
• Establish scalable underwriting, placement and risk management processes.
• Drive technical excellence, operational efficiency and business performance.

Desired Candidate Profile

• Strong professional experience in Reinsurance, Surety Bonds, Credit Insurance and/or Specialty Risks.
• Proven expertise in reinsurance placement, underwriting, pricing and capacity negotiations.
• Strong understanding of financial analysis, credit underwriting and risk assessment.
• Established relationships with domestic and international insurers and reinsurers.
• Experience in developing specialty insurance solutions for corporate and commercial clients.
• Strong commercial acumen, negotiation skills and stakeholder management capabilities.
• Demonstrated ability to build and lead technical teams.
• Strategic mindset with the ability to drive business growth and develop new market opportunities.

Key Skills

Reinsurance Placement | Surety Bonds | Credit Insurance | Credit Risk Assessment | Specialty Insurance | Underwriting | Financial Analysis | Risk Management | Capacity Negotiation | Pricing & Structuring | Insurer & Reinsurer Relationships | Portfolio Management | Business Development | Team Leadership

An opportunity to lead and scale a specialized insurance and reinsurance function, develop innovative risk solutions, strengthen market partnerships and contribute to long-term business growth.