FOS Executive - Home loan

Igssl; Lucknow; Vor Ort; INR 250.000 - 450.000; Vollzeit

Zusammenfassung

Igssl in Lucknow, India invites applications for the role of FOS - Retail Assets focusing on Housing Loan. The role requires 2–3 years in banking with strong builder relationship skills and attention to regulatory compliance.

You will identify new projects, manage builder relationships, approve projects, and drive growth in Home Loan and LAP products within the open market. The position reports to Regional Head/Head of Home Loan.

Qualifikationen

• Minimum 2–3 years in banking/financial services with housing loan focus
• Experience in builder market and secured loans (LAP) preferred
• Strong relationship management and stakeholder coordination
• Willingness to travel within designated geography

Aufgaben

• Identify and pursue new builder projects in assigned geography
• Develop and maintain a pipeline of prospective projects
• Build and nurture relationships with builders and developers
• Coordinate with underwriting and processing teams for timely approvals
• Promote housing loan and secured loan products to customers
• Meet financial targets for the period

Kenntnisse

Retail banking

Housing loan

Builder relations

Project evaluation

Communication

Ausbildung

Higher secondary or Graduation

Jobbeschreibung

• Date Opened 09/01/2026
• Job Type Full time
• Work Experience 1-3 years
• City Lucknow
• Province Lucknow
• Country India
• Postal Code 226001

Job Description

Job Description: FOS - Retail Assets- [Housing Loan]

Position

Executive -FOS - Retail Assets [Housing Loan]

Department

Home Loan

Reporting to

Regional Head / Head of Home Loan

Position Purpose

As a FOS you will play a strategic role in the Builder Relationship team within the open market of your designated geography or area. Your primary responsibility will be to identify new projects, manage builder relationships, approve projects, and focus on Housing Loan and Secured Loan products (LAP). You will provide valuable insights for business growth, establish financial objectives, and ensure compliance with financial regulations. Your efforts will be critical in the growth of the Home Loan business and financial success in alignment with the company’s growth plans.

Educational Qualification

The candidate must hold any higher secondary or graduation from a university recognized by the Govt. of India/Govt. bodies/AICTE.

Experience

He should have a minimum of 2-3 years of experience in the banking / financial services sector with at least 2+ years of experience in the field of Retail Assets focusing on Housing Loan & Secured loans (LAP). Specially in builder market

Roles and Responsibilities

Identify New builder Projects:

Actively search for and identify potential new projects within the assigned geography/area.

Develop and maintain a pipeline of prospective projects.

Relationship Management:

Establish and nurture strong relationships with builders and developers.

Liaison with TOP builder projects of the Location

Act as the primary point of contact for builders, addressing their needs and concerns.

Conduct regular meetings with builders to understand their project plans and financial requirements.

Visiting approved project sites on regular basis for organising camps / activity on holidays for lead generation.

Project Approval:

Evaluate and approve projects for funding based on established criteria and due diligence.

Familiar on Legal and Technical documentation and process of the location.

Coordinate with the underwriting / processing team to ensure timely project approvals.

Focus on Housing Loan and Secured Loan Products:

Promote and sell housing loan and secured loan products to potential customers.

Develop strategies to increase the market share of these products.

Visit other project in assigned area for more business penetration.

Provide market insights and analysis to support business growth.

Establish and achieve financial targets for the assigned period.