FOS Executive - Home loan

IndBank Global Support Services Limited; Dadri; On-site; INR 500,000 - 800,000; Full time

Job summary

IndBank Global Support Services Limited is seeking an Executive for FOS – Retail Assets, focusing on Housing Loans in Dadri, India. In this role, you will identify new builder projects, manage relationships, and ensure compliance with financial regulations. Candidates should have at least 2-3 years of experience in banking/financial services, with a strong focus on Retail Assets in Housing Loans. Your efforts will be crucial in supporting the growth of the Home Loan business, leading to financial success aligned with the company’s goals.

Qualifications

• Minimum 2-3 years of experience in banking or financial services.
• At least 2+ years focused on Retail Assets in Housing Loan & Secured loans.
• Experience in the builder market is preferred.

Responsibilities

• Identify and develop new builder projects in assigned areas.
• Establish and maintain relationships with builders and developers.
• Evaluate and approve projects for funding.

Skills

Relationship Management

Market Analysis

Project Evaluation

Sales of Housing Loans

Education

Graduation from a recognized university

Job description

FOS – Retail Assets – [Housing Loan]

Position: Executive – FOS – Retail Assets [Housing Loan]

Department: Home Loan

Reporting to: Regional Head / Head of Home Loan

Position Purpose: As a FOS you will play a strategic role in the Builder Relationship team within the open market of your designated geography or area. Your primary responsibility will be to identify new projects, manage builder relationships, approve projects, and focus on Housing Loan and Secured Loan products (LAP). You will provide valuable insights for business growth, establish financial objectives, and ensure compliance with financial regulations. Your efforts will be critical in the growth of the Home Loan business and financial success in alignment with the company’s growth plans.

Educational Qualification: The candidate must hold any graduation from a university recognized by the Government of India/Government bodies/AICTE.

Experience: Minimum 2‑3 years of experience in the banking / financial services sector with at least 2+ years focused on Retail Assets in Housing Loan & Secured loans (LAP), especially in the builder market.

Roles And Responsibilities

Identify New Builder Projects

• Actively search for and identify potential new projects within the assigned geography/area.
• Develop and maintain a pipeline of prospective projects.

Relationship Management

• Establish and nurture strong relationships with builders and developers.
• Liaise with top builder projects of the location.
• Act as the primary point of contact for builders, addressing their needs and concerns.
• Conduct regular meetings with builders to understand their project plans and financial requirements.
• Visit approved project sites regularly to organise camps/activity on holidays for lead generation.

Project Approval

• Evaluate and approve projects for funding based on established criteria and due diligence.
• Be familiar with legal and technical documentation and processes of the location.
• Coordinate with the underwriting/processing team to ensure timely project approvals.

Focus on Housing Loan and Secured Loan Products

• Promote and sell housing loan and secured loan products to potential customers.
• Develop strategies to increase the market share of these products.
• Visit other projects in the assigned area for greater business penetration.

Financial Objectives

• Provide market insights and analysis to support business growth.
• Establish and achieve financial targets for the assigned period.
• Maintain reports on visits and leads.