Fintech Lead / Senior Developer

StackNexus; India; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

StackNexus is looking for a seasoned engineer with 8+ years of experience to join our fintech team in India. The ideal candidate has strong qualifications in SOC 2 readiness, underwriting principles, and integration with banking-as-a-service platforms. In this role, you will build production systems for lending and payments while collaborating closely with a US-based founder. A keen eye for detail and clear communication skills in English are essential, as you will be working within a fast-paced environment focused on regulatory compliance.

Qualifications

• 8+ years of engineering experience, with at least 4 years in fintech.
• Experience with SOC 2 readiness and implementation.
• Strong grasp of underwriting principles and credit-risk modeling.

Responsibilities

• Build production systems for lending, payments, KYC/KYB.
• Work closely with a US-based founder.
• Lead architectural reviews and unblocking efforts.

Skills

SOC 2 readiness and implementation

Underwriting principles

Credit-risk modeling

Regulatory environment knowledge

Integration with BaaS platforms

Coding and system architecture

Detail-oriented

Clear communication in English

Job description

8+ years of engineering experience, with at least 4 years building production fintech systems lending, payments, KYC/KYB, or banking-as-a-service.

Key Qualifications

• Hands‑on experience with SOC 2 readiness and implementation (Type I / Type II). You know what auditors look for and how to build systems that pass without stalling the business.
• Strong grasp of underwriting principles and credit‑risk modeling for small and mid‑size businesses.
• Working knowledge of the US regulatory environment around lending, money transmission, sanctions (OFAC), and BSA/AML.
• Experience integrating with providers like Column, Plaid, Credit Safe, Unit, Stripe Treasury, Persona, or comparable BaaS and identity platforms.
• Comfortable writing code as well as architecting you lead by reviewing, building, and unblocking.
• Detail‑oriented. In fintech, details are the product.
• Clear communicator in English you will work closely with a US‑based founder and an India‑based engineering org.

Nice to Have

• Prior exposure to global trade, cross‑border payments, trade finance, or supply chain finance.
• Experience obtaining or operating under a banking or lending license (e.g., NBFC, state lending licenses).
• Past leadership at a fintech startup that went from MVP to scale.
• Familiarity with shadow‑mode / ML‑in‑the‑loop architectures for continuous learning from human corrections.