Technical Lead

CreditMitra; Hyderabad; On-site; INR 1,000,000 - 1,600,000; Full time

Job summary

CreditMitra is seeking a skilled developer to lead the architecture and development of scalable Loan Origination System (LOS) and Loan Management System (LMS) platforms. The ideal candidate will have strong proficiency in Node.js and ReactJS, proven experience in fintech development, and familiarity with API integration for KYC and credit bureaus. This role offers opportunities to mentor junior developers and manage technical documentation, ensuring secure and compliant platforms in alignment with RBI norms.

Qualifications

• Strong proficiency in Node.js and ReactJS.
• Proven experience building fintech/lending platforms such as LOS and LMS.
• Experience integrating APIs for KYC, credit bureaus, NSDL, eMandate, payment gateways, etc.
• Solid understanding of loan lifecycle management, including EMI schedules, collections workflows, and NPA tracking.
• Hands-on experience with cloud platforms like AWS or Azure.
• Expertise in PostgreSQL and MongoDB, with the ability to manage high-traffic, distributed databases.
• Familiarity with microservices architecture and system scalability best practices.

Responsibilities

• Lead the architecture, design, and development of scalable LOS and LMS platforms.
• Design backend services using Node.js and develop full-stack applications using ReactJS.
• Collaborate closely with product managers, mobile developers, and UI/UX teams to align business and tech goals.
• Integrate critical third-party APIs (KYC, credit bureaus, eSign, eMandate, NSDL, bank statement analysis, etc.).
• Ensure platforms are secure, scalable, and compliant with RBI and data protection norms.
• Mentor junior developers, participate in code reviews, and lead sprint planning.
• Manage technical documentation, deployment planning, and end-to-end release cycles.

Skills

Node.js

ReactJS

API Integration

Fintech/Lending Platform Experience

AWS or Azure

PostgreSQL

MongoDB

Microservices Architecture

Job description

Responsibilities

• Lead the architecture, design, and development of scalable LOS and LMS platforms.
• Design backend services using Node.js and develop full-stack applications using ReactJS.
• Collaborate closely with product managers, mobile developers, and UI/UX teams to align business and tech goals.
• Integrate critical third-party APIs (KYC, credit bureaus, eSign, eMandate, NSDL, bank statement analysis, etc.).
• Ensure platforms are secure, scalable, and compliant with RBI and data protection norms.
• Mentor junior developers, participate in code reviews, and lead sprint planning.
• Manage technical documentation, deployment planning, and end-to-end release cycles.

Requirements

• Strong proficiency in Node.js and ReactJS.
• Proven experience building fintech/lending platforms such as LOS and LMS.
• Experience integrating APIs for KYC, credit bureaus, NSDL, eMandate, payment gateways, etc.
• Solid understanding of loan lifecycle management, including EMI schedules, collections workflows, and NPA tracking.
• Hands-on experience with cloud platforms like AWS or Azure.
• Expertise in PostgreSQL and MongoDB, with the ability to manage high-traffic, distributed databases.
• Familiarity with microservices architecture and system scalability best practices.