Analyst – Debt Syndication

GrowthAlly Advisors Private Limited; Maharashtra; On-site; INR 900,000 - 1,400,000; Full time

Job summary

Growthally Advisors in Mumbai invites an Analyst – Debt Syndication to join our Debt Syndication / DCM team. You will perform financial statement analysis, credit appraisal, cash flow assessment, and support debt fundraising transactions with banks, NBFCs, and private lenders.

You will work closely with senior bankers, build financial models, prepare transaction materials, and help map lenders. 1–5 years’ experience and MBA/PGDM in Finance or CA/CFA are preferred; Mumbai-based onsite role with

Qualifications

• MBA / PGDM in Finance or related qualification.
• CA/CA Inter or CFA pursued.
• Finance or accounting background required.

Responsibilities

• Analyze balance sheets, P&L, cash flow, CMA data and projections.
• Assess borrower creditworthiness and repayment capacity.
• Prepare credit appraisal reports and proposals.
• Model cash flows and debt service capabilities.
• Support debt structuring and lender coordination.

Skills

Credit analysis

Debt financing

Cash flow analysis

Financial modelling

Excel proficiency

Report writing

Communication skills

Education

MBA / PGDM in Finance

CA / CA Inter

CFA

M.Com / B.Com / BBA in Finance

Other finance qualifications

Tools

MS Excel

CMA data

Financial databases

Job description

WE ARE HIRING | Analyst – Debt Syndication

Location: Andheri East, Mumbai

Employment Type: Full-Time

Experience: 1–5 Years

Function: Debt Syndication | Credit Analysis | Debt Capital Markets (DCM)

About Growthally Advisors

Growthally Advisors is an investment banking and financial advisory firm with over 15 years of experience in delivering comprehensive financial solutions to businesses across India.

Our Core Service Offerings Include

• Debt Syndication
• Equity Advisory
• Mergers & Acquisitions (M&A)
• Leasing Solutions
• Growth CFO Services

Led by a team of Chartered Accountants, former senior bankers, and MBA professionals, we bring deep financial expertise, execution excellence, and a client‑centric approach to every engagement. With a growing team of 50+ professionals and a pan-India presence, we partner with businesses across industries and growth stages.

About The Role

We are looking for a highly analytical and detail-oriented Analyst – Debt Syndication to join our Debt Syndication / Debt Capital Markets team.

The role involves financial statement analysis, credit appraisal, cash flow assessment, debt structuring support, financial modelling, and execution of corporate debt fundraising transactions.

You will work closely with senior investment banking professionals and gain hands‑on exposure to financing transactions involving banks, NBFCs, AIFs, private credit funds, and institutional lenders.

Credit Analysis & Financial Appraisal

• Analyse balance sheets, profit and loss statements, cash flow statements, audited financials, provisional financials, CMA data, and financial projections.
• Evaluate borrower creditworthiness, business performance, financial strength, and repayment capacity.
• Identify key financial, business, and industry risks.
• Prepare credit appraisal reports and borrower assessment notes.

Financial Analysis & Modelling

• Analyse key credit metrics, including Debt/Equity, Net Debt/EBITDA, DSCR, ICR, FCCR, Current Ratio, and working capital cycle.
• Evaluate historical financial performance, projected cash flows, profitability, and debt servicing capacity.
• Conduct sensitivity analysis and scenario modelling.
• Identify financial trends, deviations, and potential credit red flags.

Debt Structuring & Transaction Execution

• Assist in evaluating suitable debt financing solutions based on funding requirements, cash flows, existing debt, collateral, and repayment capacity.
• Support transactions involving term loans, working capital finance, structured debt, NCDs/bonds, refinancing, acquisition finance, project finance, and private credit.
• Assist in lender mapping and identifying suitable financing institutions.
• Track transaction progress from initial assessment and lender engagement to sanction, documentation, and disbursement.

Transaction Materials & Lender Coordination

• Prepare financial models, company profiles, transaction teasers, Information Memorandums (IMs), credit proposals, and lender presentations.
• Coordinate with clients and internal teams for financial data collection and validation.
• Assist in responding to lender queries and preparing supporting financial information.
• Maintain transaction trackers, financial databases, and management information reports (MIS).

Industry & Company Research

• Conduct industry research, sector analysis, and competitive benchmarking.
• Evaluate business models, industry trends, and company positioning.
• Prepare research summaries and financial benchmarks to support credit evaluation and transaction structuring.

Candidate Profile

Experience: 1–5 years in one or more of the following areas:

• Credit Analysis / Credit Appraisal
• Debt Syndication / Loan Syndication
• Corporate Banking / Investment Banking
• Corporate Finance / Debt Capital Markets
• Structured Finance / NBFCs / Financial Services
• Credit Rating Agencies

Educational Qualifications

• MBA / PGDM in Finance
• CA / CA Inter
• CFA
• M.Com / B.Com / BBA in Finance
• Other relevant qualifications in Finance or Accounting

Must-Have Skills

• Strong financial statement analysis and credit appraisal skills
• Good understanding of financial ratios, credit metrics, and cash flow analysis
• Knowledge of CMA data, financial projections, and debt servicing capacity
• Strong MS Excel and numerical analysis skills
• Understanding of corporate finance and debt financing products
• Excellent attention to detail and analytical thinking
• Strong report writing, presentation, and communication skills
• Ability to manage multiple assignments and work within tight deadlines

Preferred

Financial modelling experience, exposure to debt syndication transactions, preparation of credit appraisal notes, and familiarity with lender requirements and banking credit processes.

Who Should Apply?

If you can analyse a corporate borrower's financial strength and creditworthiness, assess funding requirements, and contribute to developing financing solutions that lenders can support, this opportunity is for you.

Join Growthally Advisors to gain hands‑on exposure to live debt fundraising mandates, structured finance transactions, and corporate financing solutions while working alongside experienced investment banking professionals.

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Skills: investment banking,investment,assessment,finance,credit,credit analysis,capital markets,capital