Financial Analyst

CareEdge Group; Maharashtra; On-site; INR 800,000 - 1,500,000; Full time

Job summary

CareEdge Group in Maharashtra, India, invites applications for a full-time Financial Analyst role. The analyst will review financial statements, build detailed financial models, and support credit rating and analytical assignments across sectors.

The role emphasizes quantitative and qualitative analysis, report preparation, and cross-functional collaboration to deliver timely analytics. Responsibilities include monitoring entities, tracking market developments, and supporting internal process

Qualifications

• Strong finance and financial planning skills including budgeting and forecasting.
• Solid analytical skills with data interpretation and ratio analysis.
• Expertise in financial statements and reporting (balance sheet, P&L, cash flow).
• Proficiency with spreadsheets and financial modeling; BI tools beneficial.
• Degree in Finance/Economics/Accounting/Business; CFA/CA/MBA in Finance advantageous.
• Strong written and verbal communication; detail-oriented and collaborative.

Responsibilities

• Review and interpret financial statements and perform detailed financial modeling.
• Support credit rating and analytical assignments across sectors.
• Prepare financial reports and presentations; contribute to sector research.
• Assist in financial planning activities and ensure data accuracy.
• Collaborate with senior analysts and cross-functional teams to deliver timely analytics.

Skills

Finance and forecasting

Analytical skills

Financial statements knowledge

Spreadsheets & modeling

Communication skills

Team collaboration

Education

Finance/Economics/Accounting/Business degree

CFA/CA/MBA (Finance) advantageous

Tools

Excel

Financial modeling tools

BI tools (optional)

Job description

Company Description

CareEdge Group is a knowledge-based analytical organization providing services in credit ratings, analytics, consulting, and sustainability. Established in 1993, its parent company CARE Ratings Ltd (CareEdge Ratings) is India’s second-largest rating agency, with a strong track record across diverse sectors and leading positions in high-growth areas such as BFSI and infrastructure. The group operates through wholly owned subsidiaries focused on analytics and advisory, ESG ratings, and global services via CareEdge Global IFSC Ltd. CareEdge Ratings also has international subsidiary entities in Mauritius, South Africa, and Nepal, offering exposure to cross-border financial markets and diverse rating assignments.

Role Description

This is a full-time, on-site Financial Analyst role based in Maharashtra, India. The Financial Analyst will review and interpret financial statements, perform detailed financial modeling, and support credit rating and analytical assignments across sectors. Responsibilities include conducting quantitative and qualitative analysis, preparing financial reports and presentations, and contributing to sector and company research. The role involves supporting financial planning activities, ensuring data accuracy, and collaborating with senior analysts and cross-functional teams to deliver timely and insight-driven analytics. The Financial Analyst will also assist in monitoring assigned entities, tracking market developments, and contributing to internal process improvements.

Qualifications

• Candidates should possess strong finance and financial planning skills, including budgeting, forecasting, and valuation fundamentals.
• Candidates should possess solid analytical skills with the ability to interpret data, perform ratio analysis, and draw evidence-based conclusions.
• Candidates should possess expertise in financial statements and financial reporting, including understanding of balance sheets, income statements, cash flow statements, and regulatory disclosures.
• Candidates should possess proficiency with spreadsheets and financial modeling tools, and familiarity with data analysis or BI tools is beneficial.
• Relevant academic background such as a degree in Finance, Economics, Accounting, Business, or related field; professional certifications (e.g., CFA, CA, MBA in Finance) are an advantage.
• Strong written and verbal communication skills, attention to detail, and the ability to work collaboratively in a fast-paced analytical environment.
• Prior experience in credit analysis, ratings, banking, or financial services is preferred but not mandatory for highly capable early-career applicants.