Finance & Accounting Associate - US Clients

Laya Group; Bengaluru; Hybrid; INR 450,000 - 650,000; Full time

Job summary

Laya is seeking an early-career Accountant in Bangalore to handle bookkeeping, reconciliations, and monthly financial statements for a portfolio of US small-business clients. You will explain numbers to owners and support tax filings with the team.

This role emphasizes reasoning, process improvement, and clear communication, with hybrid work and a strong path from accounting to advisory as you grow.

Qualifications

• 0–2 years of experience in accounting, finance, audit, or advisory.
• Strong spreadsheet skills and an interest in business strategy, not just compliance.
• Clear professional English, written and spoken, enough to explain numbers to US business owners.

Responsibilities

• Own bookkeeping, reconciliations, and monthly financial statements for clients, working with senior team members.
• Prepare supporting work for business and individual tax filings, and escalate uncertain items before review.
• Build analysis behind client decisions: profitability by customer or service, cash forecasts, budgets, and simple scenario models.
• Prepare monthly reporting that explains what changed, why, and what the owner should watch next.
• Join client calls, starting with support and progressing to leading them.
• Investigate differences, document judgments, and make review easy for the next person.
• Turn recurring work into clear checklists and improve them when gaps are found.
• Use accounting software, AI, and automation thoughtfully, and stay accountable for the output.

Skills

Bookkeeping

Financial analysis

English communication

Education

Bachelor's degree in commerce/finance

CA/CMA/ACCA students welcome

CA articleship experience

Tools

Accounting software

Excel

Job description

Company

Laya is a modern accounting, tax, and advisory firm for businesses that want predictable monthly closes, decision-ready reporting, and a clear path from accounting to tax and advisory. We pair licensed experts with technology we build ourselves, and we run industry-specific playbooks — from startups and agencies to restaurants, retail, and professional services — so our clients' books reflect how their business actually works. We are a distributed team, working across the US, India, Latin America, and the Philippines.

Our product is financial truth, so we hire and retain against four values. They are ordered from least trainable to most trainable, and when two of them collide, the higher one wins.

• Integrity. Always doing the right thing and owning your actions — not situational, and not dependent on whether anyone is watching. The numbers are what the numbers are. Mistakes surface immediately and travel upward, and we own our decisions in writing.
• Talent. The raw ability to reason through a problem you have never seen before and to take on new domains quickly. We hold a high bar and would rather leave a seat open than fill it below that bar — and we owe real development to everyone who clears it.
• Grit. Doing whatever it takes to deliver an outcome you have claimed as yours. Setbacks produce a next step, not an explanation, and the unglamorous work gets the same commitment as the interesting work.
• Expertise. The judgment that comes from having seen the work — many clients, many edge cases, many closes. It ranks last only because it is the one thing we can build here; the first three you bring with you.

How we work follows from that. We define the outcome before the work starts — what "done" means, by when, and who owns it. We turn everything we do repeatedly into written process, because a process that lives in one person's head is a liability, not an asset. And we delight clients through the absence of surprise: reliability, proactivity, and clarity, always inside scope.

Everyone here is measured on the same three dimensions they were hired against — Reasoning, Process, and Communication.

Summary

Work across a portfolio of US small-business clients, from the monthly close to the questions owners ask about running their business. You will keep the books accurate, and you will learn to use them to explain what is happening in a business and what to do about it.

This is an early-career role for people who are strong with numbers and curious about how businesses make money. The accounting is the foundation. The goal is to become the person a business owner calls before making a decision, not after.

This is a full-time, hybrid role based in Bangalore. Success means clean, well-supported closes, reporting that owners actually use, and a growing share of client conversations that you lead yourself.

Responsibilities

• Own bookkeeping, reconciliations, and monthly financial statements for your clients, working alongside senior team members.
• Prepare supporting work for business and individual tax filings, and **escalate** anything uncertain before it reaches review.
• Build the analysis behind client decisions: profitability by customer or service, cash forecasts, budgets, and simple scenario models.
• Prepare monthly reporting that explains what changed, why, and what the owner should watch next.
• Join client calls. Start by preparing and supporting them, and progress to leading them.
• Investigate differences, document your judgments, and make review easy for the next person.
• Turn recurring work into clear checklists, and improve them when a miss reveals a gap.
• Use accounting software, AI, and automation thoughtfully. Verify their outputs and remain accountable for the work.

Qualifications

• Degree in commerce, finance, economics, or a related field, with a strong academic record.
• 0–2 years of experience in accounting, finance, audit, or advisory. Recent graduates and CA, CMA, or ACCA students with articleship experience are welcome.
• Solid accounting fundamentals: the ability to read a P&L, balance sheet, and cash flow statement and explain how they connect.
• Strong spreadsheet skills and an interest in business strategy, not just compliance.
• Clear professional English, written and spoken, sufficient to explain numbers directly to US business owners.
• Evidence that you take ownership beyond your assigned work: a project you drove, a model you built, or something you started.
• Based in or able to work hybrid from Bangalore, with a shifted schedule providing meaningful daily overlap with US Eastern time.

Benefits & Compensation

See role description