Deputy Group Manager-R&C

International Business Machines Corporation; Bengaluru; Vor Ort; INR 1.500.000 - 2.300.000; Vollzeit

Zusammenfassung

IBM India Private Limited is seeking a Model Validation Analyst to independently validate a range of risk, financial, and ML models within the Bank’s MRM framework. The role requires collaboration with the US team, model developers, business units, and regulators to ensure models are fit for purpose and risks are mitigated.

The ideal candidate holds a Bachelor's degree in a quantitative field and 2–5 years of experience in model validation or related analytics roles.

Qualifikationen

• Bachelor's degree in Statistics, Mathematics, Economics, Finance, Data Science or related quantitative discipline.
• 2-5 years of experience in model validation, quantitative analytics, or related fields within banking or financial services.
• Familiarity with model risk management frameworks and regulatory expectations.

Aufgaben

• Perform independent validations of models across the lifecycle.
• Assess model design, methodology, data quality, and usage.
• Conduct back-testing, sensitivity analysis and stress testing.
• Evaluate documentation and supporting evidence.
• Verify compliance with internal policies and regulatory guidance.
• Assign validation findings and risk ratings according to governance.

Kenntnisse

Statistics

Time series

Regression

Classification

Machine learning

Probability & inference

Python

R

SAS

SQL

Ausbildung

Bachelor's degree

Master's degree

Tools

Python

R

SAS

SQL

Jobbeschreibung

The Model Validation Analyst is responsible for independently assessing the conceptual soundness, performance, implementation, and ongoing monitoring of models used across the Bank. The role supports the Bank's Model Risk Management (MRM) framework by conducting rigorous validations in accordance with regulatory requirements, including the U.S. Federal Reserve's SR 26-2 Guidance on Model Risk Management and applicable OCC and FDIC expectations.

The analyst will evaluate a variety of quantitative and qualitative models, including credit risk, market risk, liquidity risk, stress testing, AML/fraud, capital planning, CECL, pricing, and machine learning models. The successful candidate will work under the supervision of the U.S. team, work closely with bank MRM team, model developers, model owners, business stakeholders, Internal Audit, and regulators to ensure models are fit for purpose and risks are appropriately identified and mitigated.

Your role and responsibilities

• Perform independent validations and reviews of models/EUCs across the model lifecycle under supervision of the US team.
• Assess model conceptual design, methodology, assumptions, limitations, data quality, implementation, and usage.
• Outcome analysis
• Back-testing
• Sensitivity analysis
• Stress testing
• Performance monitoring reviews
• Evaluate model development documentation and supporting evidence.
• Verify compliance with internal model risk policies and regulatory guidance.
• Assign validation findings and risk ratings based on established governance standards.
• Develop recommendations for model improvements and risk mitigation.
• Assist in maintaining the model inventory, model risk ratings, and issue tracking and remediation.
• Collaborate with bank MRM team, model developers, business units, risk management teams, and technology teams.

Required education

Bachelor's Degree

Preferred education

Master's Degree

Required technical and professional expertise

Education

• Bachelor's degree in Statistics, Mathematics, Economics, Finance, Data Science, or related quantitative discipline

Experience

• 2-5 years of experience in model validation, model development, quantitative analytics, data science, risk management, or related fields within banking or financial services, preferably for U.S. clients.
• Familiarity with model risk management frameworks and regulatory expectations.
• Experience validating or developing risk, financial, or machine learning models is preferred.

Technical Skills

• Strong understanding of statistical and quantitative modeling techniques.
• Knowledge of:
  • Regression analysis
  • Time series forecasting
  • Classification models
  • Machine learning methodologies
  • Probability and statistical inference
• Proficiency in one or more programming languages:
  • Python
  • R
  • SAS
  • SQL
• Experience working with large datasets and analytical tools.

Preferred technical and professional experience

• Experience validating:
  • Credit risk models
  • CECL models
  • Stress testing models
  • Market risk models
  • AML/Fraud models
  • Machine learning and AI models

Experience or familiarity with

CECL framework

Basel regulations

Fair Lending and model governance requirements

• Strong analytical and critical thinking skills.
• Ability to independently challenge complex quantitative methodologies.
• Excellent written and verbal communication skills.
• Strong report‑writing and documentation capabilities.
• Attention to detail and commitment to quality.
• Ability to manage multiple projects and deadlines.
• Strong stakeholder engagement and relationship management skills.
• Validation test workpapers and supporting documentation.
• Findings and remediation tracking.
• Model performance monitoring assessments.

Years of Experience:2-5

ABOUT BUSINESS UNIT

IBM Consulting is IBM’s consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients’ businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.

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OTHER RELEVANT JOB DETAILS

City / Township / Village

State / Province

Country

India

Work arrangement

Onsite

Area of work

Enterprise Operations

Employment type

Regular

Position type

Professional

No Travel

Company

(0063) IBM India Private Limited

Shift

Night

Is this role a commissionable/sales incentive based position?