Manager- R&C

International Business Machines Corporation

Bengaluru

In loco

INR 1.100.000 - 1.700.000

Tempo pieno

9 giorni fa

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Descrizione del lavoro

IBM Consulting seeks a Model Validation Analyst to validate diverse models and ensure alignment with MRM and regulatory standards. You will collaborate with the US team, model owners, and stakeholders to assess design, data quality, and risk factors across the model lifecycle.

Required 2-5 years in model validation or related fields, strong quantitative skills, and programming proficiency in Python/R/SAS/SQL. Excellent communication and documentation capabilities are essential.

Competenze

Bachelor's degree in Statistics, Mathematics, Economics, Finance, Data Science, or related quantitative discipline.
2-5 years of experience in model validation, model development, quantitative analytics, data science, risk management, or related fields within banking or financial services, preferably for U.S. clients.

Mansioni

Perform independent validations and reviews of models/EUCs across the model lifecycle under supervision of the US team.
Assess model conceptual design, methodology, assumptions, limitations, data quality, implementation, and usage.
Outcome analysis
Back-testing
Sensitivity analysis
Stress testing
Performance monitoring reviews
Evaluate model development documentation and supporting evidence.
Verify compliance with internal model risk policies and regulatory guidance.
Assign validation findings and risk ratings based on established governance standards.
Develop recommendations for model improvements and risk mitigation.
Assist in maintaining the model inventory, model risk ratings, and issue tracking and remediation.
Collaborate with bank MRM team, model developers, business units, risk management teams, and technology teams.

Conoscenze

Statistics

Mathematics

Economics

Finance

Data Science

Python

SAS

SQL

Formazione

Bachelor's degree

Master's degree

Strumenti

Python

SAS

SQL

Descrizione del lavoro

The Model Validation Analyst is responsible for independently assessing the conceptual soundness, performance, implementation, and ongoing monitoring of models used across the Bank. The role supports the Bank's Model Risk Management (MRM) framework by conducting rigorous validations in accordance with regulatory requirements, including the U.S. Federal Reserve's SR 26-2 Guidance on Model Risk Management and applicable OCC and FDIC expectations.

The analyst will evaluate a variety of quantitative and qualitative models, including credit risk, market risk, liquidity risk, stress testing, AML/fraud, capital planning, CECL, pricing, and machine learning models. The successful candidate will work under the supervision of the U.S. team, work closely with bank MRM team, model developers, model owners, business stakeholders, Internal Audit, and regulators to ensure models are fit for purpose and risks are appropriately identified and mitigated.

Your role and responsibilities

Perform independent validations and reviews of models/EUCs across the model lifecycle under supervision of the US team.
Assess model conceptual design, methodology, assumptions, limitations, data quality, implementation, and usage.
Outcome analysis
Back-testing
Sensitivity analysis
Stress testing
Performance monitoring reviews
Evaluate model development documentation and supporting evidence.
Verify compliance with internal model risk policies and regulatory guidance.
Assign validation findings and risk ratings based on established governance standards.
Develop recommendations for model improvements and risk mitigation.
Assist in maintaining the model inventory, model risk ratings, and issue tracking and remediation.
Collaborate with bank MRM team, model developers, business units, risk management teams, and technology teams.

Required education

Bachelor's Degree

Preferred education

Master's Degree

Required technical and professional expertise

Education

Bachelor's degree in Statistics, Mathematics, Economics, Finance, Data Science, or related quantitative discipline

Experience

2-5 years of experience in model validation, model development, quantitative analytics, data science, risk management, or related fields within banking or financial services, preferably for U.S. clients.
Familiarity with model risk management frameworks and regulatory expectations.
Experience validating or developing risk, financial, or machine learning models is preferred.

Technical Skills

Strong understanding of statistical and quantitative modeling techniques.
Knowledge of:
- Regression analysis
- Time series forecasting
- Classification models
- Machine learning methodologies
- Probability and statistical inference
Proficiency in one or more programming languages:
- Python
- R
- SAS
- SQL
Experience working with large datasets and analytical tools.

Preferred technical and professional experience

Experience validating:
- Credit risk models
- CECL models
- Stress testing models
- Market risk models
- AML/Fraud models
- Machine learning and AI models

Experience or familiarity with:

CECL framework

Basel regulations

Fair Lending and model governance requirements

Strong analytical and critical thinking skills.
Ability to independently challenge complex quantitative methodologies.
Excellent written and verbal communication skills.
Strong report-writing and documentation capabilities.
Attention to detail and commitment to quality.
Ability to manage multiple projects and deadlines.
Strong stakeholder engagement and relationship management skills.
Validation test workpapers and supporting documentation.
Findings and remediation tracking.
Model performance monitoring assessments.

Years of Experience:2-5

ABOUT BUSINESS UNIT

IBM Consulting is IBM’s consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients’ businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.

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Job Title

Job ID

136685

City / Township / Village

State / Province

Country

India

Work arrangement

Onsite

Area of work

Enterprise Operations

Employment type