Credit Review_Project Finance (Sr Associate/ Delivery Lead/ Manager)

Acuity Knowledge Partners; Gurugram District; On-site; INR 1,200,000 - 2,600,000; Full time

Job summary

Acuity Knowledge Partners in Gurgaon is seeking a Credit Review professional for Project Finance (Sr Associate/ Delivery Lead/ Manager). The role focuses on detailed credit reviews, portfolio monitoring, and regulatory compliance, working as an extension to a European client.

You will analyze DSCR, LLCR, IRR, EPC progress, and PPA tariffs, coordinate with internal teams, and prepare clear review memos. Work from office, 10am–7pm IST.

Qualifications

• 4–12 years of experience in project finance or credit analysis.
• Strong understanding of project finance KPIs and financial modelling.
• Experience in credit reviews, regulatory compliance, and stakeholder communications.

Responsibilities

• Perform detailed annual and quarterly credit reviews for allocated projects.
• Monitor EPC progress, costs, drawdowns, and milestones.
• Assess plant availability, O&M, and operating costs against covenants.
• Prepare clear review memos and present recommendations.

Job description

Credit Review_Project Finance (Sr Associate/ Delivery Lead/ Manager) Udyog Vihar Phase II, Gurgaon, Haryana, India 4 - 12 Years Permanent

Job Description

Job Title: Credit Review- Project Finance (Sr Associate/ Delivery Lead/ Manager)

• Location: Gurgaon (work from office)
• Work hours: 10am to 7pm IST/ 1pm to 10pm
• Experience Level : 4-12 years
• 0-2 months' notice candidates preferred due to business need

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European based client ensuring we fulfill the applicable SLA’s.

Key Responsibilities

Portfolio Monitoring & Credit Review:

• Perform detailed annual and quarterly credit reviews for allocated projects, assessing performance against original underwriting assumptions and covenants.
• Analyze financial, operational, and technical performance of the projects, including key project milestones (for construction phase) and actual vs. budget comparisons (for operational phase).
• Monitor key financial metrics such as DSCR, LLCR, PLCR, IRR, and coverage ratios, flagging early warning signals.

Construction Phase Monitoring:

• Review EPC progress, cost reports, drawdowns, variation orders, contingency usage, and timelines.
• Analyze project risk registers and mitigation strategies, ensuring alignment with lender expectations.
• Track completion tests, project milestones, and compliance with debt service commencement requirements.

Operational Phase Monitoring:

• Assess plant availability, capacity utilization, O&M performance, and major maintenance plans.
• Review revenue streams (e.g., PPA tariffs, offtake arrangements), operating costs, and adherence to financial covenants.
• Identify sector-specific risks (e.g., curtailment risk in wind/solar, toll collection efficiency in roads) and analyze their potential credit impact.

Stakeholder Communication:

• Liaise with internal credit teams, relationship managers, and if required, borrowers or third‑party consultants to gather key information.
• Prepare and present clear, concise review memos, highlighting key credit concerns and recommendations.

Regulatory and Compliance Support:

• Ensure compliance with internal risk rating models and regulatory requirements relevant to project finance exposures.
• Support internal audits and regulatory reviews by providing necessary documentation and analysis.

Job Title: Credit Review- Project Finance (Sr Associate/ Delivery Lead/ Manager)

• Location: Gurgaon (work from office)
• Work hours: 10am to 7pm IST/ 1pm to 10pm
• Department: Lending Services
• Experience Level : 4-12 years
• 0-2 months' notice candidates preferred due to business need

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European based client ensuring we fulfill the applicable SLA’s.

Key Responsibilities

Portfolio Monitoring & Credit Review:

• Perform detailed annual and quarterly credit reviews for allocated projects, assessing performance against original underwriting assumptions and covenants.
• Analyze financial, operational, and technical performance of the projects, including key project milestones (for construction phase) and actual vs. budget comparisons (for operational phase).
• Monitor key financial metrics such as DSCR, LLCR, PLCR, IRR, and coverage ratios, flagging early warning signals.

Construction Phase Monitoring:

• Review EPC progress, cost reports, drawdowns, variation orders, contingency usage, and timelines.
• Analyze project risk registers and mitigation strategies, ensuring alignment with lender expectations.
• Track completion tests, project milestones, and compliance with debt service commencement requirements.

Operational Phase Monitoring:

• Assess plant availability, capacity utilization, O&M performance, and major maintenance plans.
• Review revenue streams (e.g., PPA tariffs, offtake arrangements), operating costs, and adherence to financial covenants.
• Identify sector-specific risks (e.g., curtailment risk in wind/solar, toll collection efficiency in roads) and analyze their potential credit impact.

Stakeholder Communication:

• Liaise with internal credit teams, relationship managers, and if required, borrowers or third‑party consultants to gather key information.
• Prepare and present clear, concise review memos, highlighting key credit concerns and recommendations.

Regulatory and Compliance Support:

• Ensure compliance with internal risk rating models and regulatory requirements relevant to project finance exposures.
• Support internal audits and regulatory reviews by providing necessary documentation and analysis.

Key Competencies

• 4+ years of experience in project finance, credit analysis, or portfolio monitoring, preferably across infrastructure and energy sectors.
• Strong understanding of project finance structures, financial modelling, and risk assessment.
• Familiarity with sector-specific KPIs, regulatory frameworks, and performance benchmarks.
• Proficiency in financial analysis tools (Excel, Factset, CapitalIQ, etc.); exposure to project finance models is a plus.
• Excellent written and verbal communication skills for preparing high-quality review notes and engaging with stakeholders.
• Ability to manage multiple priorities and meet tight deadlines under minimal supervision.

Job Snapshot

Job ID

JOB_5871

Department

Lending Services

Location