Credit Analysis- Project Finance (Sr. Associate/ Delivery Lead/Manager)

Acuity Analytics; Gurugram District; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

Acuity Analytics is seeking dedicated professionals for its Lending Services team based in Gurgaon. You will lead and manage a portfolio of project finance opportunities, focusing on large infra deals and energy projects.

You will analyse financial models, credit risk, and deal documents, while building strong relationships with clients and stakeholders to ensure timely, compliant decisions.

Qualifications

• 4-12 years of relevant experience.
• Strong understanding of credit principles, policies and regulations.
• Excellent written and verbal communication and stakeholder management.
• Ability to multi-task independently under tight timelines with attention to detail.

Responsibilities

• Handle a portfolio of project finance counterparties under construction and operation.
• Analyze power and infrastructure project finance deals and models.
• Perform DCF analysis, sensitivity tests, and DSCR calculations.
• Review credit documents: credit agreements, term sheets, EPC/O&M agreements.
• Assess creditworthiness via financial statements and peer analyses.
• Prepare credit reports with profiling, rating rationale and outlook.
• Maintain strong client relationships and ensure SOP compliance.

Skills

Credit principles

Education

Chartered Accountant

MBA Finance

CFA

M.Com

Job description

Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon.

Notice period - 0-30days/ 60days can be considered

Responsibilities:

• Handling a portfolio of under-construction and operational project finance counterparties.
• Analyzing projects related to power generation (Solar, Hydro, Wind, Thermal etc.) and other infrastructure projects.
• Working on the project finance deal models and carrying out sensitivity analysis, DCF analysis, repayment tests, calculating and analyzing Discount factor, PLCR and DSCR.
• Understanding and analyzing the deal related documents i.e. Credit agreement, Term sheet, Off-taker agreements, O&M agreements, EPC contracts, Independent Engineer’s report, construction reports, operation reports, Budgets etc.
• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client.

Required Background

• 4-12 year’s relevant experience
• Strong understanding of credit principles, policies and regulations.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.