Credit Officer

SABKALOAN.COM; New Delhi; On-site; INR 450,000 - 650,000; Full time

Job summary

SABKALOAN.COM in New Delhi, India is seeking a Credit Officer to evaluate loan proposals, assess financial risk, and support efficient loan processing in line with company policies. The role requires attention to detail and a structured approach to credit decisions.

You will analyze financial statements, verify customer documents, and coordinate with cross-functional teams to ensure timely disbursement while maintaining accurate credit records.

Qualifications

• Bachelor's degree in Finance, Commerce, or related discipline.
• 1-3 years of relevant credit or lending operations experience.
• Strong analytical and problem-solving capabilities.
• High level of accuracy and attention to detail.

Responsibilities

• Evaluate loan applications and perform credit assessments.
• Analyze financial statements and verify customer documents.
• Assess creditworthiness and identify risk factors.
• Ensure compliance with policies and regulatory requirements.
• Coordinate with cross-functional teams to ensure timely disbursement.
• Maintain accurate credit records.

Skills

Credit risk assessment

Financial statement analysis

Education

Bachelor's degree in Finance, Commerce, or a related discipline

Job description

Job Summary

We are seeking a highly motivated and detail-oriented Credit Officer to join our organization. The incumbent will be responsible for evaluating credit proposals, assessing financial risk, and supporting efficient loan processing in alignment with company policies.

Responsibilities

• Evaluate loan applications and conduct detailed credit assessments
• Analyze financial statements and verify customer documentation
• Assess creditworthiness and identify potential risk factors
• Ensure adherence to internal policies and regulatory requirements
• Coordinate with cross-functional teams to ensure timely disbursement
• Maintain accurate and up-to-date credit records

Requirements

• Bachelor's degree in Finance, Commerce, or a related discipline
• 1-3 years of relevant experience in credit/lending operations (preferred)
• Strong analytical and problem-solving capabilities
• High level of accuracy and attention to detail
• Structured career growth opportunities
• Professional and collaborative work environment

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