Credit Manager - Small Business Enterprise

Kotak Securities Limited; Coimbatore District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Kotak Securities Limited in Coimbatore invites applications for a Credit Manager - SBE. You will oversee credit assessment, risk evaluation, and approval decisions to ensure sound lending practices aligned with regulatory standards.

Collaborate with sales, risk, and internal teams to monitor credit portfolios, minimize defaults, engage with clients to understand needs, and provide credit solutions that support business growth while maintaining accurate records and timely reporting.

Responsibilities

• Oversee credit assessment, risk evaluation, and approval processes to ensure sound lending practices.
• Collaborate with internal teams to monitor credit portfolios and minimize defaults.
• Engage with clients to understand their financial needs and provide credit solutions.
• Ensure compliance with banking policies and regulatory requirements.
• Maintain accurate records and prepare reports related to credit management.
• Support business growth by facilitating timely credit decisions.
• Work closely with sales and risk teams to align credit strategies with business objectives.

Job description

Credit Manager-SBE_Small Business Enterprise_0140_8698_1040250

Responsible for managing credit operations for Small Business Enterprise (SBE) segment.

• Oversee credit assessment, risk evaluation, and approval processes to ensure sound lending practices.


• Collaborate with internal teams to monitor credit portfolios and minimize defaults.


• Engage with clients to understand their financial needs and provide credit solutions.


• Ensure compliance with banking policies and regulatory requirements.


• Maintain accurate records and prepare reports related to credit management.


• Support business growth by facilitating timely credit decisions.


• Work closely with sales and risk teams to align credit strategies with business objectives.