Credit Manager - SME Loans

YourMoneyWise; Bengaluru; On-site; INR 1,000,000 - 1,800,000; Full time

Job summary

YourMoneyWise in Bengaluru is seeking a Senior SME Credit Analyst to assess creditworthiness of SME clients, structure loan proposals, and manage credit risk. You will collaborate with sales teams to drive business growth while ensuring compliance with regulatory guidelines and industry standards.

Relevant qualifications include CA or MBA (Finance) and experience in credit appraisal, risk management or corporate lending.

Qualifications

• CA or MBA (Finance) or equivalent qualification.
• Experience in credit appraisal, risk management or corporate lending.
• Strong analytical and decision-making abilities.

Responsibilities

• Assess SME creditworthiness and structure loan proposals.
• Manage credit risk and monitoring.
• Collaborate with sales teams for business growth.

Skills

Credit appraisal

Risk management

Corporate lending

Education

CA

MBA (Finance)

Job description

Bangalore, India Full Time 10-18 LPA 4-7 years

Description

Assess creditworthiness of Small and Medium Enterprises (SME) clients, structure loan proposals, and manage credit risk. Collaborate with sales teams for business growth.

Requirements

• CA, MBA (Finance), or equivalent professional qualification
• Experience in credit appraisal, risk management, or corporate lending
• Strong analytical and decision-making abilities
• Understanding of SME sector and regulatory guidelines