Senior Credit Manager - Small Business Enterprise

Kotak Mahindra Bank; Ankleshwar; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Kotak Mahindra Bank in Ankleshwar, Gujarat seeks a Senior Credit Manager for SBE lending. You will oversee credit risk assessment, approvals, and portfolio monitoring to support business growth while keeping risk in check.

The role requires leading credit analysis, enforcing policy compliance, and collaborating with cross-functional teams to ensure smooth operations and regulatory adherence in the SBE segment.

Qualifications

• Oversee risk assessment and credit approvals for SBE clients.
• Ensure compliance with internal policies and regulations.
• Lead credit analysis and decision-making processes.
• Collaborate across teams to support growth while controlling risk.

Responsibilities

• Responsible for managing credit operations for Small Business Enterprise (SBE) clients.
• Oversee credit risk assessment, credit approval, and monitoring of credit portfolios.
• Ensure compliance with credit policies and regulatory requirements.
• Collaborate with cross-functional teams to support business growth while minimizing credit risk.
• Lead credit analysis and decision-making processes for lending to small businesses.
• Drive improvements in credit processes and risk mitigation strategies.
• Manage relationships with clients and internal stakeholders to ensure smooth credit operations.
• Monitor market trends and economic factors impacting credit risk in the SBE segment.

Skills

Credit operations

Credit risk assessment

Credit approval

Portfolio monitoring

Policy compliance

Regulatory requirements

Cross-functional collaboration

Credit analysis

Risk mitigation

Stakeholder management

Job description

Senior Credit Manager-SBE_Small Business Enterprise-Credit_Ankleshwar

• Responsible for managing credit operations for Small Business Enterprise (SBE) clients.
• Oversee credit risk assessment, credit approval, and monitoring of credit portfolios.
• Ensure compliance with credit policies and regulatory requirements.
• Collaborate with cross-functional teams to support business growth while minimizing credit risk.
• Lead credit analysis and decision-making processes for lending to small businesses.
• Drive improvements in credit processes and risk mitigation strategies.
• Manage relationships with clients and internal stakeholders to ensure smooth credit operations.
• Monitor market trends and economic factors impacting credit risk in the SBE segment.