Credit Manager- Large Corporates

Intellectual Capital HR Consulting Pvt. Ltd.; Mumbai; Vor Ort; INR 2.500.000 - 4.000.000; Vollzeit

Zusammenfassung

Intellectual Capital HR Consulting Pvt. Ltd. in Delhi seeks a Credit Manager - Large Corporates responsible for credit appraisal, financial analysis, and risk assessment of high-value clients.

You will prepare credit notes, present to sanctioning forums, and collaborate with approving authorities to secure timely decisions. The role requires CA or MBA, excellent communication, and strong analytical skills. You will lead a 3–4 person team and work closely with business and risk units to ensure

Qualifikationen

• Excellent written and oral communication skills.
• Chartered Accountant or MBA qualification.
• Strong analytical abilities.

Aufgaben

• Prepare Credit Appraisal notes for Large Corporates.
• Assess solvency, liquidity and repayment capacity through financial analysis.
• Present proposals to sanctioning forums and obtain approvals.
• Engage with approving authorities and provide independent credit views.
• Manage timely renewal of accounts and portfolio enhancement.
• Lead 3–4 person team and coordinate with business units.

Kenntnisse

Communication skills

Financial analysis

Credit appraisal

Analytical skills

Ausbildung

Chartered Accountant

MBA

Jobbeschreibung

Role & responsibilities

Role: Credit Manager- Large Corporates

Department: Large Corporate- Credit

Location: Delhi

Reporting Relationships: Vice President- Credits

Job Requirements

• Excellent written and oral communication skills
• Chartered Accountant/ MBA
• Good analytical skills

Good understanding of all the working capital products

Job Role

• Preparation of Credit Appraisal notes for Large Corporates.
• Ticket Size Handled would be upto 500 to 1000 CR.
• Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
• As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.
• To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent viewof the credit / economic developments.
• Manage and ensure timely renewal of accounts and enhancement of portfolio
• To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
• Team Handling 3 4 people
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non compliances.
• Visit the units and submit inspection reports.

Manage and address any escalations related to risk assessments