Credit Control Executive

Saint Gobain; Mumbai Suburban; On-site; INR 350,000 - 520,000; Full time

Job summary

Saint Gobain is seeking a finance professional to manage credit control activities, including debt collection, credit risk assessment, and payment processing across channels. The role also involves resolving billing disputes, generating reports, and ensuring policy compliance.

The ideal candidate has 0–3 years in credit control or accounts receivable, a commerce/finance degree, and strong negotiation and Excel skills, with experience in SAP or Tally. On-site position with growth opportunities.

Qualifications

• 0–3 years of experience in credit control, accounts receivable, or general accounting.
• Bachelor's degree in commerce, accounting or finance.
• Strong negotiation and communication abilities.
• High attention to detail; proficiency in MS Excel and ERP systems such as SAP or Tally.

Responsibilities

• Debt Collection: Monitor accounts receivable and follow up on overdue invoices.
• Credit Risk Assessment: Evaluate credit applications and set credit limits.
• Payment Processing: Record payments and perform reconciliations.
• Dispute Resolution: Investigate billing queries and coordinate with sales/billing teams.
• Reporting: Prepare aging reports and highlight high-risk accounts.
• Policy Compliance: Ensure adherence to credit policies and negotiate repayment plans.

Skills

Negotiation

Communication

Attention to detail

Education

Bachelor's degree in commerce/Accounting/Finance

Tools

MS Excel

SAP

Tally

Job description

Role & responsibilities

• Debt Collection: Monitor accounts receivable, follow up on overdue invoices via phone and email, and reduce Days Sales Outstanding (DSO).
• Credit Risk Assessment: Evaluate new and existing credit applications, check financial/credit bureau reports, and set appropriate credit limits.
• Payment Processing: Record incoming payments (bank transfers, cheques, direct debits) and perform daily or monthly account reconciliations.
• Dispute Resolution: Investigate and resolve billing queries or invoice discrepancies by coordinating with the sales and billing teams.
• Reporting: Prepare aging reports, track collection metrics, and highlight high‑risk accounts to senior management.
• Policy Compliance: Ensure adherence to company credit policies and negotiate viable repayment plans for financially distressed clients

Preferred candidate profile

• Education: Bachelors degree in commerce, Accounting, Finance, or a related field.
• Experience: 0 to 3 years of proven experience in credit control, accounts receivable, or general accounting.
• Skills: Strong negotiation and communication abilities, high attention to detail, and proficiency in MS Excel and accounting software/ERP systems (such as SAP or Tally).