Credit Analyst_SUPPORT SERVICES_0211_0871_1065942

Kotak Mahindra Bank; Surat; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Kotak Mahindra Bank in Surat seeks an experienced Credit Underwriter to prepare appraisal notes for SME clients and discuss risk terms with the business. The role involves gathering information for CRANs, monitoring portfolios and submitting inspection reports.

Experience in Large Corporate underwriting is required. Pharma sector credit analysis is a plus. Strong verbal and written communication and presentation skills are essential.

Qualifications

• 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).
• CA / MBA
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME clients.
• Discuss terms and conditions for risk assessments with business.
• Obtain information for preparation of CRANs from customers.
• Monitor accounts based on terms by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Credit underwriting experience

Communication skills

Presentation skills

Education

CA / MBA

Job description

Job Description:

• Preparation of Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

• Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).
• CA / MBA
• Good verbal, written communication & presentation skills.