Credit Analyst - Wholesale Banking

Kotak Securities Limited; Chennai; Vor Ort; INR 1.200.000 - 2.400.000; Vollzeit

Zusammenfassung

Kotak Securities Limited in Mumbai seeks a Credit Analyst for MM_SUPPORT SERVICES to perform credit appraisal, risk assessment, and portfolio monitoring for SME clients. You will discuss terms with business, obtain information for CRANs, monitor accounts, and prepare monthly/quarterly reports while visiting units and addressing risk escalations.

The role requires 3–6 years in credit underwriting for large corporates; pharma sector analysis is a plus.

Qualifikationen

• 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).
• CA / MBA with good verbal, written communication & presentation skills.

Aufgaben

• Prepare Credit Appraisal notes for SME clients.
• Discuss terms and Conditions for risk assessments with business.
• Obtain information for preparation of CRANs from customers.
• Monitor accounts based on terms by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Kenntnisse

Credit underwriting

Credit analysis

Pharma sector knowledge

Ausbildung

CA / MBA

Jobbeschreibung

Credit Analyst-MM_SUPPORT SERVICES_0140_8512_1040991

Role Name: Department Wholesale Banking – Credit

Location: Mumbai

Number of Positions: 1

Reporting Relationships: Credit Manager

Position Grade: M4/M5

Responsibilities

• Preparation of Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Experience Required

• 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).

Qualifications and Skills

• CA / MBA Good verbal, written communication & presentation skills.