Credit Analyst - SME| Faridabad

CSB Bank; Faridabad District; On-site; INR 350,000 - 550,000; Full time

Job summary

CSB Bank in Faridabad, Haryana invites applications for a credit operations role. You will appraise, recommend and approve proposals within delegated authority and support risk management through portfolio reviews.

The role requires 1–5 years of experience, involves reviewing delinquent cases, documenting learnings, suggesting policy changes, implementing integration plans, monitoring NPAs, and visiting customers. You will identify process gaps and address internal controls.

Qualifications

• Experience range: 1 to 5 years.
• Experience in credit proposals and risk management is preferred.

Responsibilities

• Appraise/Recommend/Approve Credit Proposals as per the delegation of authority.
• Review delinquent cases and document learnings / portfolio reviews for Risk Management
• Recommend changes to Policy, Process based on local nuances / competitor feedback
• Implement system integration plans
• Monitor NPA and keep a track of it
• Customer visits for PD
• Identification of process and policy gaps & potential risk arising out of it.
• Suggesting internal control measures and ensures implementation to address such gaps.

Skills

Experience 1-5 years

Job description

• 1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority.
• 2) Review delinquent cases and document learnings / portfolio reviews for Risk Management
• 3) Recommend changes to Policy, Process based on local nuances / competitor feedback
• 4) Implement system integration plans
• 5) Monitor NPA and keep a track of it
• 6) Customer visits for PD
• 7) Identification of process and policy gaps & potential risk arising out of it.
• 8) Suggesting internal control measures and ensures implementation to address such gaps

Qualifications

Experience Range : 1 to 5 Years

Job Info

• Job Identification 1095895
• Posting Date 09/17/2025, 12:00 AM
• Locations A2/B, Faridabad, Haryana, 121001, IN