Credit Analyst - SME| New Delhi

CSB Bank; New Delhi; On-site; INR 600,000 - 900,000; Full time

Job summary

CSB Bank in New Delhi is seeking a credit risk professional to appraise, recommend and approve credit proposals within the delegated authority. You will review delinquent cases and document learnings for risk management, helping strengthen the portfolio.

You will also propose changes to policy and processes based on local nuances, implement system integration plans, monitor NPAs, and conduct customer visits for PD while identifying gaps to reinforce internal controls.

Qualifications

• Experience Range: 1 to 5 Years

Responsibilities

• Appraise/Recommend/Approve Credit Proposals as per the delegation of authority.
• Review delinquent cases and document learnings / portfolio reviews for Risk Management
• Recommend changes to Policy, Process based on local nuances / competitor feedback
• Implement system integration plans
• Monitor NPA and keep a track of it
• Customer visits for PD
• Identification of process and policy gaps & potential risk arising out of it.
• Suggesting internal control measures and ensures implementation to address such gaps

Job description

1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority.
2) Review delinquent cases and document learnings / portfolio reviews for Risk Management
3) Recommend changes to Policy, Process based on local nuances / competitor feedback
4) Implement system integration plans
5) Monitor NPA and keep a track of it
6) Customer visits for PD
7) Identification of process and policy gaps & potential risk arising out of it.
8) Suggesting internal control measures and ensures implementation to address such gaps

Qualifications

Experience Range : 1 to 5 Years

Job Info

• Job Identification 1076572
• Posting Date 06/21/2025, 12:00 AM
• Locations G36, Ground Floor, New Delhi, Delhi, 110001, IN