Credit Analyst - NBFC

Premier Consultants; Mumbai; Sur place; INR 700 000 - 1 100 000; Plein temps

Résumé du poste

Premier Consultants is seeking a Credit Analyst- NBFC in Mumbai to underwrite credit risk for lending facilities to housing finance companies and NBFCs.

The role includes evaluating securitization risks, creating detailed credit notes, and advising senior approvers on risk factors for specific loans, while ensuring regulatory and due diligence criteria are met.

Qualifications

• Underwriting credit risk for lending facilities to housing finance companies and NBFCs.
• Evaluation of securitization transactions' (PTCs) credit risk.
• Creating credit evaluation notes detailing management, industry, business, and finances.
• Making calls to clients to learn about their risk management procedures and business model.
• Giving senior credit approvers thorough advice regarding risk factors and evaluations for specific loans.
• Making sure loans follow industry, program, regulatory, and due diligence criteria.
• Regular evaluations of the performance of credit facilities approved for clients and ongoing credit monitoring of the loan portfolio based on market data.
• For non-compliances, escape with an action plan.
• Coordinating with internal auditors and submitting reports to the RBI in order to address their concerns during RBI audits

Responsabilités

• Underwriting credit risk for lending facilities to housing finance companies and NBFCs.
• Evaluation of securitization transactions' (PTCs) credit risk
• Creating credit evaluation notes that include a thorough examination of management, industry, business, and finances.
• Making calls to clients to learn about their risk management procedures and business model.
• Giving senior credit approvers thorough advice regarding risk factors and evaluations for specific loans.
• Making sure loans follow industry, program, regulatory, and due diligence criteria.
• Regular evaluations of the performance of credit facilities approved for clients and ongoing credit monitoring of the loan portfolio based on market data.
• For non-compliances, escape with an action plan.
• Coordinating with internal auditors and submitting reports to the RBI in order to address their concerns during RBI audits

Connaissances

Credit risk assessment

Underwriting

NBFC/Housing finance

Securitization knowledge

Financial analysis

Description du poste

Opening with a leading Private Sector Bank..!!

Role : Credit Analyst- NBFC

Location : Mumbai

Roles & Responsibilities :

• Underwriting credit risk for lending facilities to housing finance companies and NBFCs.
• Evaluation of securitization transactions' (PTCs) credit risk
• Creating credit evaluation notes that include a thorough examination of management, industry, business, and finances.
• Making calls to clients to learn about their risk management procedures and business model.
• Giving senior credit approvers thorough advice regarding risk factors and evaluations for specific loans.
• Making sure loans follow industry, program, regulatory, and due diligence criteria.
• Regular evaluations of the performance of credit facilities approved for clients and ongoing credit monitoring of the loan portfolio based on market data.
• For non-compliances, escape with an action plan.
• Coordinating with internal auditors and submitting reports to the RBI in order to address their concerns during RBI audits