Credit Analyst - Financial Institutions

Intellectual Capital HR Consulting Pvt. Ltd.; Chennai District; Sur place; INR 1 000 000 - 1 500 000; Plein temps

Résumé du poste

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Credit Analyst BFIG Credit to perform credit risk underwriting for NBFCs/HFCs and assess securitisation transactions.

You will prepare credit appraisal notes covering business, industry, and financials, and engage with clients to understand their risk policies. The role requires CA or MBA with 3-4 years in relevant segments, with strong analytical, communication, and presentation skills.

Qualifications

• Understanding of Accounting Standards
• Balance Sheet Analysis
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements
• Excellent verbal, written communication & presentation skills

Responsabilités

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies
• Credit risk assessment of securitisation transactions (PTCs)
• Preparation of credit appraisal notes covering business, industry, management and financials
• Interacting with clients to understand their business model and risk management policies
• Providing detailed recommendations to senior credit approvers on risk aspects
• Ensuring loan compliance with programs, due diligence and industry requirements
• Continuous credit monitoring of loan portfolios and periodic reviews
• Escalating with action plans for non-compliances
• Coordination with internal auditors and RBI representations

Connaissances

Credit risk underwriting

Financial statement analysis

Communication skills

Risk assessment

Formation

CA

MBA

Description du poste

Credit Analyst BFIG Credit

Location: Mumbai

Job Role

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
• Credit risk assessment of securitisation transactions (PTCs)
• Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.
• Doing client calls to understand their business model and risk management policies.
• Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.
• Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
• Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.
• Escalate with action plan for non-compliances
• Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits

Job Requirements -

CA / MBA with at least 3-4 yrs relevant segment.

• Good understanding of Accounting Standards, Balance Sheet Analysis.
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
• Good interaction and communication ability.
• Excellent verbal, written communication & presentation skills.