Credit Analyst - Financial Institutions

Intellectual Capital HR Consulting Pvt. Ltd.; New Delhi; Presencial; INR 600 000 - 1 000 000; Tempo integral

Resumo da oferta

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst BFIG Credit in Mumbai.

You will conduct credit risk underwriting for NBFCs and Housing Finance Companies, assess securitisation risk, and prepare credit appraisal notes with a detailed analysis of business, industry, management and financials. You will conduct client calls to understand their models and risk policies, and provide actionable recommendations to senior approvers on risk.

Qualificações

• CA or MBA with 3-4 years of relevant experience.
• Strong knowledge of accounting standards and balance sheet analysis.
• Familiarity with RBI regulations, SEBI and other statutory requirements.
• Excellent verbal and written communication and presentation skills.

Responsabilidades

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
• Credit risk assessment of securitisation transactions (PTCs).
• Preparation of credit appraisal notes covering business, industry, management, and financials.
• Client calls to understand business model and risk policies.
• Provide detailed recommendations to senior credit approvers on risk aspects.
• Ensure loans adhere to program, compliance, due diligence, and industry requirements.
• Continuous credit monitoring of loan portfolio and periodic reviews.
• Escalate with action plan for non-compliances.
• Coordinate with internal auditors and RBI queries.

Conhecimentos

Credit risk analysis

Financial statement analysis

Communication skills

Presentation skills

Formação académica

CA

MBA

Descrição da oferta de emprego

Credit Analyst BFIG Credit

Location: Mumbai

Job Role

• Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
• Credit risk assessment of securitisation transactions (PTCs)
• Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.
• Doing client calls to understand their business model and risk management policies.
• Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.
• Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
• Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.
• Escalate with action plan for non-compliances
• Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits

Job Requirements -

CA / MBA with at least 3-4 yrs relevant segment.

• Good understanding of Accounting Standards, Balance Sheet Analysis.
• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
• Good interaction and communication ability.
• Excellent verbal, written communication & presentation skills.