Credit Analyst

KPP & Associates; Gurugram District; On-site; INR 600,000 - 900,000; Full time

Job summary

KPP & Associates in Gurugram, Haryana is seeking a detail-oriented Credit Analyst to manage the end-to-end loan application process. You will gather financial documentation, conduct KYC verification, and prepare comprehensive credit proposals for submission to banks and financial institutions.

The role requires strong analytical and communication skills, proficiency in MS Office, and experience in credit analysis or loan processing.

Qualifications

• Degree in Finance, Accounting, or related field.
• Proven experience in credit analysis or loan processing.
• Strong understanding of banking guidelines and KYC documentation.
• Proficiency in MS Office (Excel/Word).
• Excellent analytical and communication skills.

Responsibilities

• Data Collection: Proactively collect and verify financial statements, KYC documents, and business records from clients.
• Credit Analysis: Analyze financial health, repayment capacity, and creditworthiness of applicants.
• Proposal Drafting: Draft detailed credit loan proposals, including financial modeling and risk assessment summaries, to meet bank/FI requirements.
• Application Management: Coordinate the entire loan application lifecycle, ensuring accuracy and timely submission.
• Liaison: Maintain strong communication with bank/FI representatives to facilitate smooth approval processes.

Skills

Credit analysis

Loan processing

KYC verification

Financial modeling

Communication

Education

Degree in Finance/Accounting/related field

Tools

MS Office

Job description

Job Title: Credit Analyst (Loan Processing & Documentation)

Job Summary:

We are looking for a detail-oriented Credit Analyst to manage the end-to-end loan application process. You will be responsible for gathering financial documentation from clients, conducting thorough KYC verification, and preparing comprehensive credit proposals for submission to banks and financial institutions (FIs).

Key Responsibilities:

• Data Collection: Proactively collect and verify financial statements, KYC documents, and business records from clients.
• Credit Analysis: Analyze financial health, repayment capacity, and creditworthiness of applicants.
• Proposal Drafting: Draft detailed credit loan proposals, including financial modeling and risk assessment summaries, to meet bank/FI requirements.
• Application Management: Coordinate the entire loan application lifecycle, ensuring accuracy and timely submission.
• Liaison: Maintain strong communication with bank/FI representatives to facilitate smooth approval processes.

Requirements:

• Degree in Finance, Accounting, or a related field.
• Proven experience in credit analysis or loan processing.
• Strong understanding of banking guidelines and KYC documentation.
• Proficiency in MS Office (Excel/Word).
• Excellent analytical and communication skills.