Credit Analysis-FIG (Sr. Associate/ Delivery Lead)

Acuity Analytics; Gurugram District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Acuity Analytics in India (Gurugram/Bengaluru) seeks dedicated professionals for the Lending Services team. You will analyze financial statements to assess credit worthiness of banks, insurers, NBFCs and other financial institutions, manage client portfolios and prepare detailed credit reports.

The role requires CA/MBA/CFA/M.Com or equivalent, strong communication skills, and the ability to multi-task under tight deadlines with an eye for detail.

Qualifications

• Experience in credit analysis for financial institutions is required.
• Strong written and verbal communication skills.
• Ability to work under tight timelines and multi-task.

Responsibilities

• Analyzing financial statements and trends to assess credit worthiness of Banks, Insurance, NBFCs and other counterparties.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports including counterparty profile, key rating considerations and CAMEL analysis.
• Understanding business models, revenues and corporate structures of counterparties.
• Adhering to SOPs and compliance policies.
• Maintaining strong client relationships.

Skills

Leadership

Organizational skills

Teamwork

Communication skills

Credit analysis

Analytical skills

Education

Chartered Accountant

MBA Finance

CFA

M.Com

Job description

Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon/ Bangalore.

We are looking for a passionate, energetic resource to join the core Lending Services team. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

Key Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFCs and other Financial Institution counterparties.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client.
• Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 4 -8 years relevant experience in the field of credit analysis for Financial Institution.