Credit Analysis-FIG/ FIS (Sr. Associate/ Delivery Lead)

Acuity Analytics; Gurugram District; On-site; INR 1,400,000 - 2,200,000; Full time

Job summary

Acuity Analytics is seeking a Credit Analysis Sr. Associate/Delivery Lead for Gurgaon (work from office). You will join the core Lending Services team, assessing credit worthiness of Banks and FI counterparties and delivering on SLAs for a US-based client.

Responsibilities include analyzing financial statements, preparing CAMEL-based reports, and maintaining strong client relationships while adhering to SOPs and policies.

Qualifications

• CA/MBA/CFA or equivalent degree required.
• 4–8 years credit analysis experience in Financial Institutions.
• Strong written and verbal communication skills.
• Ability to multi-task and work under tight timelines.

Responsibilities

• Analyze financial statements and credit risk for Banks, NBFCs and FI counterparties.
• Manage a portfolio of clients and handling rating assignments.
• Prepare credit reports with CAMEL based financial analysis and key risk factors.
• Analyze business models, risks and revenue structures of counterparties.
• Adhere to SOPs and compliance documentation.
• Maintain strong client relationships.

Skills

Credit analysis

Financial statement analysis

Relationship management

Communication skills

Education

Chartered Accountant (CA)

MBA Finance

CFA

M.Com

Job description

Credit Analysis-FIG/ FIS (Sr. Associate/Delivery Lead)

Job Location - Gurgaon (Work from office)

Job Purpose

We are looking for a passionate, energetic resource to join the core Lending Services team. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

Key Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFCs and other Financial Institution counterparties.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.
• Maintaining strong relationship with the client.

Key Competencies

• Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 4 -8 years relevant experience in the field of credit analysis for Financial Institution.