At the Aditya Birla Group, our Corporate Vision is aligned and intricately woven with our People Vision.
Circle relationship head | Kolhapur
Designation :
Job Description:
Job Purpose
Drive business and achieve targets through allocated region/area. Nurture and maintain the relationship with the channel partner for the incremental development of the business contributing by the relation and help/supervise them for the smooth function of the business process flow. Manage a team of Sales Managers to maintain the proper process of doing valued business for the organisation.
Key Challenges for the role –
- High dependency on HDFC Bank relationships in Open Architecture scenario, where they may have their own priorities so alignment is the key.
- Balancing between the process requirement and expectations of the Channel partners.
Principal Accountabilities
- Ensure achievement of Targets (Premium & Revenue) in order to contribute in overall growth of the company.
- Continuous interaction (as per RH / ZH's defined grid) with the channel partners/Circle Heads of the Zone.
- Mapping all the key decision makers and building a review mechanism per mapping basis at decided intervals.
- Aggressively download all the RnR activities to be run by BSLI.
- Ensure smooth function of the sales and other processes in order to maximize business potential.
- Communicate any product changes, process change or change in any rules and regulations (internal / IRDA) with the help of different training modules.
- Support actual sales and service aspects including sales calls, issuance and complaint handling.
- Handle bank customers requirements with the best services and product ranges.
- Be equipped with insurance and bank product knowledge.
- Manage the relationship at all levels to achieve desired outputs.
- Work with the channel partner to effectively use R&R programs to drive desired behaviours.
- Ensure efficient use of spend on channel partners which helps in achieving the end objective.
- Ensure achievement of desired levels: People Retention:10%, Activisation of Teams:20%, FYP ISSUED:50%, NOPs:10%, Product Mix: 10% (20% Traditional, 50% ULIP, 40% Protection, 10% Monthly).
- Provide inputs for new products & sales pitch, based on an in-depth understanding of channel needs; target 15% business more than TATA.
- Identify training needs for in-house and channel partner teams.
- Fill position gaps / vacancies within a TAT of T+15 days.
- Identify innovative methods working with the relationship to enhance penetration of the database; ensure the right method of business acquisition to achieve a profitable mix.
- Scrutinize the business on a regular basis.
- Maintain quality checks. Monitor customer complaints and adhere to defined resolution TATs – T + 72 hours.
- Take necessary documented actions against defaulting employees on quality / conduct.