Business Development Officer - UCV

Equitas Small Finance Bank Ltd.; Tamil Nadu; On-site; INR 250,000 - 450,000; Full time

Job summary

Equitas Small Finance Bank Ltd. in Tamil Nadu invites applications for the role of Business Development Officer - UCV in Dindigul. The position is permanent and field-based, covering Madurai region with a focus on sourcing used car finance.

You will build a steady pipeline from customers, dealers, and DSAs, manage relationships, ensure timely documentation, and drive cross-sell of banking products while maintaining RBI compliance.

Qualifications

• UG qualification required

Responsibilities

• Develop a consistent pipeline of applications from good quality customers for used car financing
• Manage relationships with customers in a timely and professional manner
• Obtain documentation for loan proposals to support First Time Right processing
• Generate and pass on leads for cross-sell products (Savings Account, Current Account, Term Deposits, FASTag) where applicable
• Ensure 100% compliance with RBI policies and regulatory requirements
• Follow up with channels to maintain relationships and prevent PDD beyond 60 days

Skills

UG

Job description

Business Development Officer - UCV

Required Experience 1 - 3 years

Employment Type Permanent

Employment Category Field

Organisational: Entity Equitas Small Finance Bank

Business Unit Assets

Department UCV

Zone South 2

State Tamil Nadu

Area Madurai

PT Location Dindigul

Branch Code 1309

Branch Name Dindigul

Skill

UG

Job Description

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice ‘First Time Right’ principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.