Business Development Executive - Current Account

CSB Bank; Chennai District, Coimbatore District; On-site; INR 350,000 - 550,000; Full time

Job summary

CSB Bank is seeking a Bank Development Executive for Current Account sales in Chennai. The candidate should have at least 2 years of relevant experience in Current Account product sales and an MBA would be preferred. The role involves direct and indirect outreach to promote bank products and services.

The incumbent will conduct market research, engage potential clients, and coordinate with branches to achieve sales targets, while also exploring cross-sell opportunities across retail products.

Qualifications

• MBA preferred.
• Min 2 years experience in Current Account product sales.
• Cross-selling knowledge and ability to apply it in retail banking.

Responsibilities

• Conduct market research to identify sales opportunities and customer needs.
• Actively seek new sales opportunities for Current Account through cold calls, networking, and events.
• Plan and execute sales/marketing activities in designated areas/markets.
• Meet with potential clients, assess needs, and sell bank products and services.
• Assist branches in organizing customer meets and events to promote the bank.
• Represent the bank at exhibitions and local events to build brand and product awareness.
• Cross-sell other retail banking products and services.

Skills

Sales & Marketing Skills

Customer Relationship Management

Product Knowledge Current Account

Cross-selling Ability

Communication & Negotiation Skills

Education

MBA

Job description

Role & responsibilities

Role : BDE Current Account

Experience : Min 2 yrs relevant experience into Current Account Product

Job Purpose

To promote products and services of the Bank, with an aim to achieve given target, by direct and indirect sales/marketing. Identify and utilize opportunities to cross sell other products of the bank.

Job Responsibilities

1. Conduct market research, including area mapping, to identify sales possibilities and evaluate customer needs.
2. Actively seek out new sales opportunities for Current Account through cold calling, networking, social media, existing customers and leads provided by the Bank.
3. Plan and carry out sales and marketing activities, in the assigned areas/ markets.
4. Plan and organize meeting with potential clients, evaluate their needs and achieve sales of products and services of the Bank.
5. Help branches to plan and conduct customer meets.
6. Participate in exhibitions and other local events on behalf of the Bank, in consultation and approval of reporting manager, with an objective of promoting the brand, product and services of the Bank.
7. Identify and utilize opportunity for cross selling of other retail products and services of the Bank.

Qualification Needed2: MBA preferred

• Qualification Needed3: NA
• Min Experience: 2 years (relevant in Current Account product sales)
• Max Experience: (to be defined, e.g., 5 years)
• Competencies Required for Role:
• Sales & Marketing Skills
• Customer Relationship Management
• Product Knowledge Current Account
• Cross-selling Ability

Communication & Negotiation Skills

• Internal Interaction Type: Branch Teams, Reporting Manager
• External Interaction Type: Customers, Prospects, Event Participants
• Job Purpose:
  To promote products and services of the Bank, with an aim to achieve given target, by direct and indirect sales/marketing. Identify and utilize opportunities to cross sell other products of the Bank.