Business Consulting - P&C Commercial

EPAM Systems; Coimbatore District; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

EPAM Systems in India seeks a seasoned Business Consulting professional with deep P&C Commercial insurance expertise to act as a SME and hands-on consultant across underwriting, pricing, claims, and policy administration. You will translate domain knowledge into practical client solutions and drive transformation initiatives.

You will lead solution design, estimations, and RFP responses, while shaping GenAI-driven use cases to boost efficiency, risk management, and client outcomes.

Qualifications

• 13-18 years of total IT experience, with at least 10 years in the Insurance industry and P&C Commercial lines
• Experience in consulting, business analysis, product management, transformation, or delivery within P&C Commercial insurance
• Proficiency in at least two of Pricing/Rating, Underwriting, or Policy Administration/Renewal/Maintenance

Responsibilities

• Act as SME on P&C Commercial insurance topics including underwriting, rating, policy administration, claims, and regulatory matters
• Turn domain knowledge into practical client project solutions and transformation initiatives
• Analyze insurance products, processes, and data to uncover opportunities and deliver insights
• Provide expertise in Pricing/Rating models, pricing workflows, and rating platform implementations
• Lead RFP responses, solution design, estimations, and proposal creation for clients
• Contribute to insurance thought leadership through white papers, POVs, and client materials
• Identify AI/GenAI use cases across the P&C value chain and demonstrate business value
• Lead POCs and accelerators to deliver measurable business value

Skills

P&C Commercial insurance

Underwriting

Pricing/Rating

Policy Administration

Data analysis

Transformation & delivery

Stakeholder management

Client-facing communication

GenAI in insurance

Consulting

Education

Bachelor's degree in a related field

Tools

Confluence

JIRA

Rally

Job description

We're looking for a seasoned Business Consulting professional with P&C Commercial insurance expertise to act as a subject matter expert and hands‑on consultant, using their domain knowledge to support client projects, solutioning, delivery, and business transformation efforts spanning underwriting, pricing, claims, and operations.

Responsibilities

• Act as the primary subject matter expert on P&C Commercial insurance topics such as underwriting, rating/pricing, policy administration, claims, product configuration, risk/exposure management, workflow, and regulatory matters
• Bring practical consulting and delivery expertise to client engagements by turning domain knowledge into real‑world project solutions and transformation initiatives
• Examine complex insurance products, policies, processes, workflows, and data to uncover improvement opportunities and deliver actionable insights
• Offer specialized knowledge in Pricing/Rating capabilities, covering rating models, pricing processes, rating engines, product rules, premium calculations, and their operational effects
• Oversee successful fulfillment of client requirements, including hands‑on involvement in RFP responses, solution design, estimations, and proposal creation
• Support insurance thought leadership efforts through white papers, POVs, client presentations, and market‑facing materials
• Spot and define AI/GenAI‑driven use cases throughout the P&C insurance value chain, spanning underwriting, rating/pricing, claims, servicing, fraud, and operational efficiency
• Lead POCs and accelerators shaped by recent client project needs, ensuring they deliver practical, measurable business value

Requirements

• 13-18 years of total IT experience, with at least 10 years dedicated to the Insurance industry and a strong emphasis on P&C Commercial lines
• Practical experience in consulting, business analysis, product management, transformation, or delivery functions within P&C Commercial insurance
• Proficiency in at least two of these P&C Commercial insurance areas: Pricing/Rating, Underwriting, Policy Administration/Renewal/Maintenance
• Capabilities in Product Configuration, Risk/Exposure Management, Claims, Workflow Management, Billing, or Premium Processing
• Experience with Pricing/Rating, including commercial rating models, rating algorithms, pricing workflows, bureau/ISO factors, and rating platform implementations
• Familiarity with AI, Machine Learning, and GenAI/LLM applications within insurance, along with the ability to explain relevant use cases, business value, adoption factors, responsible AI implications, and regulatory considerations
• Strong collaboration skills, along with excellent stakeholder management and client‑facing communication abilities

Nice to have

• Practical experience with GenAI tools, AI‑assisted platforms, analytics tools, or automation solutions
• Knowledge of tools like Confluence, JIRA, Rally, or comparable agile/collaboration platforms
• Experience with COTS insurance products, rating engines, policy administration platforms, or system integration projects