EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.We are looking for a seasoned Business Consulting professional with expertise in P&C Commercial insurance to work as a subject matter expert and hands-on consultant, leveraging deep domain knowledge for client projects, solutioning, delivery, and business transformation efforts spanning underwriting, pricing, claims, and operational processes.ResponsibilitiesAct as the go-to subject matter expert for P&C Commercial insurance matters, including underwriting, rating / pricing, policy administration, claims, product configuration, risk / exposure management, workflow, and regulatory considerationsBring hands-on consulting and delivery experience to client engagements, converting domain expertise into practical project scenarios and business transformation initiativesExamine complex insurance products, policies, processes, workflows, and data to uncover improvement opportunities and deliver actionable insightsOffer expertise in Pricing / Rating capabilities, covering rating models, pricing processes, rating engines, product rules, premium calculation, and related operational impactsOversee successful delivery of client requirements, including active involvement in RFP responses, solution shaping, estimations, and proposal developmentSupport insurance thought leadership through white papers, POVs, client presentations, and market-facing collateralSpot and shape AI / GenAI-led use cases across the P&C insurance value chain, covering underwriting, rating / pricing, claims, servicing, fraud, and operational efficiencyLead POCs and accelerators aligned with recent and relevant client project needs, ensuring practical applicability and measurable business valueRequirements13-18 years of overall IT experience, with 10+ years in the Insurance industry focused primarily on P&C Commercial linesPractical experience in consulting, business analysis, product management, transformation, or delivery roles within P&C Commercial insuranceProficiency in at least two of the following P&C Commercial insurance capabilities: Pricing / Rating, Underwriting, Policy Administration / Renewal / MaintenanceCapability in Product Configuration, Risk / Exposure Management, Claims, Workflow Management, Billing, or Premium ProcessingExperience in Pricing / Rating, covering commercial rating models, rating algorithms, pricing workflows, bureau / ISO considerations, and rating platform implementationsSolid understanding of AI, Machine Learning, and GenAI / LLM applications in insurance, with the ability to explain relevant use cases, business value, adoption considerations, responsible AI implications, and regulatory considerationsStrong collaboration skills with excellent stakeholder management and client-facing communication abilitiesNice to havePractical exposure to GenAI tools, AI-assisted platforms, analytics tools, or automation solutionsFamiliarity with tools such as Confluence, JIRA, Rally, or similar agile / collaboration platformsExposure to COTS insurance products, rating engines, policy administration platforms, or system integration projectsWe offerOpportunity to work on technical challenges that may impact across geographiesVast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certificationsOpportunity to share your ideas on international platformsSponsored Tech Talks & HackathonsUnlimited access to LinkedIn learning solutionsPossibility to relocate to any EPAM office for short and long-term projectsFocused individual developmentBenefit package:Health benefitsRetirement benefitsPaid time offFlexible benefitsForums to explore beyond work passion (CSR, photography, painting, sports, etc.)