Business Consulting - P&C Commercial

EPAM Systems; Pune District; On-site; INR 2,400,000 - 4,200,000; Full time

Benefits offered by this job

Health benefits

Retirement benefits

Paid time off

Flexible benefits

Job summary

EPAM Systems, Inc. is seeking a seasoned P&C Commercial Insurance Consultant in Pune to act as the SME on underwriting, pricing, policy administration, and related workflows. You will drive solution design, client delivery, and capabilities enhancements across pricing, claims, and operations.

The role requires deep industry expertise, strong stakeholder management, and a focus on leveraging AI/GenAI to improve insurance processes and outcomes for clients worldwide.

Qualifications

• 13–18 years total IT experience, with 10+ years specifically in the insurance industry focused on P&C Commercial lines.
• Proficiency in at least two of these P&C Commercial insurance areas: Pricing/Rating, Underwriting, Policy Administration/Renewal/Maintenance.
• Capabilities in Product Configuration, Risk/Exposure Management, Claims, Workflow Management, Billing, or Premium Processing.
• Experience with Pricing/Rating, covering commercial rating models, rating algorithms, pricing workflows, bureau/ISO factors, and rating platform rollouts.
• Understanding of AI, ML, GenAI applications in insurance, with explanations of use cases, value, adoption factors, and regulatory concerns.

Responsibilities

• Act as the primary subject matter expert on P&C Commercial insurance topics, covering underwriting, rating/pricing, policy administration, claims, product configuration, risk/exposure management, workflow, and regulatory matters.
• Lead client projects with practical consulting and delivery expertise, translating domain knowledge into actionable outcomes.
• Oversee framing of RFP responses, solution design, estimation, and proposal creation.
• Support thought leadership through white papers, points of view, and market-facing materials.
• Spot and define AI/GenAI use cases across the P&C value chain and lead proof-of-concept accelerators.

Skills

P&C Commercial Insurance

Pricing/Rating

Underwriting

Policy Administration

AI/GenAI in Insurance

Stakeholder Management

Tools

Confluence

JIRA

Rally

Job description

EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.We are looking for a seasoned P&C Commercial Insurance Consultant to act as a subject matter expert, applying in-depth industry knowledge to hands-on client work, solution design, delivery, and transformation efforts spanning underwriting, pricing, claims, and operations.ResponsibilitiesAct as the primary subject matter expert on P&C Commercial insurance topics, covering underwriting, rating/pricing, policy administration, claims, product configuration, risk/exposure management, workflow, and regulatory mattersBring practical consulting and delivery expertise to client projects, converting domain knowledge into actionable outcomes for real-world initiatives and transformation effortsExamine complex insurance products, processes, workflows, and data sets to uncover improvement opportunities and deliver actionable recommendationsOffer specialized knowledge of Pricing/Rating capabilities, including rating models, pricing workflows, rating engines, product rules, premium calculations, and their operational implicationsOversee successful delivery of client needs, including hands-on involvement in RFP responses, solution design, estimation, and proposal creationSupport insurance thought leadership efforts through white papers, points of view, client presentations, and market-facing materialsSpot and define AI/GenAI use cases across the P&C insurance value chain, spanning underwriting, rating/pricing, claims, servicing, fraud detection, and operational efficiencyLead proof-of-concept projects and accelerators grounded in recent client needs, ensuring real-world relevance and measurable business impactRequirements13-18 years of total IT experience, with 10+ years specifically in the insurance industry focused on P&C Commercial linesPractical background in consulting, business analysis, product management, transformation, or delivery within P&C Commercial insuranceProficiency in at least two of these P&C Commercial insurance areas: Pricing/Rating, Underwriting, Policy Administration/Renewal/MaintenanceCapabilities in Product Configuration, Risk/Exposure Management, Claims, Workflow Management, Billing, or Premium ProcessingExperience with Pricing/Rating, covering commercial rating models, rating algorithms, pricing workflows, bureau/ISO factors, and rating platform rolloutsPractical understanding of AI, Machine Learning, and GenAI/LLM applications within insurance, with the ability to explain relevant use cases, business value, adoption factors, responsible AI concerns, and regulatory implicationsStrong collaboration skills, along with excellent stakeholder management and client communication abilitiesNice to haveDirect experience using GenAI tools, AI-assisted platforms, analytics software, or automation solutionsKnowledge of platforms like Confluence, JIRA, Rally, or comparable agile/collaboration toolsBackground working with COTS insurance products, rating engines, policy administration systems, or system integration effortsWe offerOpportunity to work on technical challenges that may impact across geographiesVast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certificationsOpportunity to share your ideas on international platformsSponsored Tech Talks & HackathonsUnlimited access to LinkedIn learning solutionsPossibility to relocate to any EPAM office for short and long-term projectsFocused individual developmentBenefit package:Health benefitsRetirement benefitsPaid time offFlexible benefitsForums to explore beyond work passion (CSR, photography, painting, sports, etc.)