Business Consulting - P&C Commercial

EPAM Systems; Chennai District; On-site; INR 3,000,000 - 6,000,000; Full time

Benefits offered by this job

Health benefits

Retirement benefits

Paid time off

Flexible benefits

Learning opportunities

Job summary

EPAM Systems, Inc. in India seeks an experienced Business Consulting professional specializing in P&C Commercial insurance to lead as a subject matter expert across underwriting, pricing, policy administration, and claims.

You will shape solutions, manage client engagements, and drive AI/GenAI enabled transformations with measurable business value. Responsibilities include RFP responses, solution shaping, and working with multi-national teams to deliver innovative insurance projects and

Qualifications

• 10+ years in Insurance with strong focus on P&C Commercial lines.
• Hands-on consulting, business analysis, transformation, or delivery in P&C Commercial insurance.
• Experience inPricing / Rating, Underwriting, or Policy Administration capabilities.

Responsibilities

• Serve as SME for P&C Commercial insurance matters including underwriting, rating, policy administration, and claims.
• Translate domain expertise into client projects and business transformation initiatives.
• Lead solution shaping, estimations, and proposal development for client engagements.
• Drive AI / GenAI use cases across the P&C value chain (underwriting, rating, claims, servicing).
• Develop and deliver POCs and accelerators aligned with client needs.
• Collaborate with stakeholders across geographies and client organizations.

Skills

Pricing / Rating

Underwriting

Policy Administration

Tools

Confluence

JIRA

Rally

Job description

EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.We are seeking an experienced Business Consulting professional specializing in P&C Commercial insurance to serve as a subject matter expert and hands-on consultant, applying deep domain knowledge to real client projects, solutioning, delivery, and business transformation initiatives across underwriting, pricing, claims, and operational processes.ResponsibilitiesServe as the go-to subject matter expert for P&C Commercial insurance matters, including underwriting, rating / pricing, policy administration, claims, product configuration, risk / exposure management, workflow, and regulatory considerationsApply hands-on consulting and delivery experience to client engagements, translating domain expertise into real project scenarios and business transformation initiativesAnalyze complex insurance products, policies, processes, workflows, and data to identify opportunities for improvement and provide actionable insightsProvide expertise in Pricing / Rating capabilities, including rating models, pricing processes, rating engines, product rules, premium calculation, and related operational impactsManage the successful delivery of client requirements, including active participation in RFP responses, solution shaping, estimations, and proposal developmentContribute to insurance thought leadership through white papers, POVs, client presentations, and market-facing collateralIdentify and shape AI / GenAI-led use cases across the P&C insurance value chain, including underwriting, rating / pricing, claims, servicing, fraud, and operational efficiencyDrive POCs and accelerators based on recent and relevant client project needs, ensuring practical applicability and measurable business valueRequirements13-18 years of overall experience in IT, including 10+ years in the Insurance industry with strong focus on P&C Commercial linesHands-on experience in consulting, business analysis, product management, transformation, or delivery roles within P&C Commercial insuranceExpertise in at least two of the following P&C Commercial insurance capabilities: Pricing / Rating, Underwriting, Policy Administration / Renewal / MaintenanceSkills in Product Configuration, Risk / Exposure Management, Claims, Workflow Management, Billing, or Premium ProcessingBackground in Pricing / Rating, including commercial rating models, rating algorithms, pricing workflows, bureau / ISO considerations, and rating platform implementationsWorking knowledge of AI, Machine Learning, and GenAI / LLM applications in insurance, with the ability to articulate relevant use cases, business value, adoption considerations, responsible AI implications, and regulatory considerationsHighly collaborative, with excellent stakeholder management and client-facing communication skillsNice to haveHands-on exposure to GenAI tools, AI-assisted platforms, analytics tools, or automation solutionsFamiliarity with tools such as Confluence, JIRA, Rally, or similar agile / collaboration platformsExposure to COTS insurance products, rating engines, policy administration platforms, or system integration projectsWe offerOpportunity to work on technical challenges that may impact across geographiesVast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certificationsOpportunity to share your ideas on international platformsSponsored Tech Talks & HackathonsUnlimited access to LinkedIn learning solutionsPossibility to relocate to any EPAM office for short and long-term projectsFocused individual developmentBenefit package:Health benefitsRetirement benefitsPaid time offFlexible benefitsForums to explore beyond work passion (CSR, photography, painting, sports, etc.)