Branch Sales

GrowXCD Finance Private Limited; Devarapalli; On-site; INR 600,000 - 1,200,000; Full time

Job summary

GrowXCD Finance Private Limited in Devarapalli, Andhra Pradesh invites applications for a Branch Manager role. You will drive branch-level business growth across secured and unsecured loan products, and lead a team of sales, credit, and back-office staff.

You will develop relationships with local customers and channel partners, achieve monthly targets, oversee underwriting and KYC compliance, and ensure smooth operations with MIS reporting to the head office.

Qualifications

• Drive branch-level business growth across loan products.
• Develop relationships with customers, channel partners.
• Achieve monthly sales targets and lead conversion.
• Supervise branch staff: sales, credit, back-office.
• Conduct training and performance reviews.
• Maintain high employee engagement and performance culture.
• Oversee underwriting and loan quality.
• Ensure compliance with credit policies and KYC.
• Coordinate with risk teams to manage portfolio.
• Oversee day-to-day operations and customer service.
• Monitor expenses and operational efficiency.
• Ensure timely MIS reporting to head office.
• Adhere to RBI/NBFC regulations and policies.
• Prepare for audits and implement corrective actions.

Responsibilities

• Drive branch growth across loan products.
• Develop relationships with customers and channel partners.
• Achieve monthly sales targets and lead conversion.
• Supervise branch staff: sales, credit, back-office.
• Conduct training and performance reviews.
• Maintain high employee engagement and performance culture.
• Oversee underwriting and loan quality.
• Ensure compliance with credit policies and KYC.
• Coordinate with risk teams to manage portfolio.
• Oversee day-to-day operations and customer service.
• Monitor expenses and operational efficiency.
• Ensure timely MIS reporting to head office.
• Adhere to RBI/NBFC regulations and policies.
• Prepare for audits and implement corrective actions.

Job description

Devarapalli, India | Posted on 04/09/2026

• Drive branch-level business growth across loan products (secured/unsecured).
• Develop and maintain relationships with local customers, channel partners, and referral sources.
• Achieve monthly sales targets and ensure healthy lead conversion ratios.
• Supervise and mentor branch staff, including sales, credit, and back-office personnel.
• Conduct regular training, performance reviews, and motivate the team to meet branch objectives.
• Maintain high employee engagement and promote a performance-driven culture.
• Oversee credit underwriting and ensure quality sourcing and approvals.
• Ensure compliance with credit policies, documentation standards, and KYC norms.
• Coordinate with credit and risk teams to maintain portfolio health and control delinquency.

Branch Operations

• Ensure smooth day-to-day functioning of branch operations, including customer service, documentation, and cash handling (if applicable).
• Monitor branch expenses and ensure operational efficiency.
• Ensure timely and accurate reporting (MIS) to the head office.

Compliance & Audit

• Adhere to RBI/NBFC regulations and company policies.
• Ensure readiness for audits and implement corrective actions as needed.