Branch Relationship Executive - Used Car

PeopleStrong Pte Ltd; Shimoga District; On-site; INR 450,000 - 650,000; Full time

Job summary

Equitas Small Finance Bank seeks a Branch Relationship Executive for the Shimoga branch, focusing on used car financing. The role involves building a steady pipeline, handling dealer and customer interactions, and ensuring compliant processing of loan proposals.

You will coordinate documentation, maintain regulatory adherence, and explore cross-sell opportunities while delivering quality service within a dynamic banking environment in Shimoga, Karnataka.

Qualifications

• 3–6 years of experience in used car finance or related field.
• Experience with dealers, DSAs or direct sourcing is a plus.
• Good English and regional language proficiency required.

Responsibilities

• Develop a consistent pipeline of used car finance applications from customers and partners.
• Manage customer relationships and respond to requirements promptly and professionally.
• Ensure timely collection of documents and adherence to First Time Right policy.
• Cross-sell products such as savings accounts, current accounts, term deposits and FASTag where applicable.

Skills

Sales

Relationship Building

Channel Management

Data Analysis

Education

Any Graduate

MBA or PG preferred

Tools

MS Excel

Email

Job description

Branch Relationship Executive - Used Car...

EQU/BRE-UC/1872672

• Equitas Small Finance Bank
• Emerging Enterprise Banking>South 1>karnataka>Karnataka>Hassan>Hassan>Karnataka>3063>Shimoga

Required Experience NA

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Executive - Used Car

Zone South 1

Branch Code 3063

Branch Name Shimoga

Skills

Skill

Working Language

Job Description

Purpose of the role:

• To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner.

Key Responsibilities:

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice ‘First Time Right’ principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.
• Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.

Desired Experience:

Number of years of experience (range): 3-6 years

• Type of companies/sector worked for: OEM / Dealer Sales / Banks/NBFCs, should have relevant experience New or Used cars finance .
• Responsibilities managed in the previous organizations: The applicant should have experience in Used Car, should have excellent contacts in the Cars finance market. Experience in understanding Process, Car types, Client segments, dynamics of used car market is critical for this role.
• Languages: Working knowledge of English and fluency in regional language of the state applying for. Ability to speak in other regional languages would be an added advantage.
• Computer/technical skills (if any): Should be comfortable in using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English).

Qualifications:

• Graduation: Any Graduate
• Post-graduation: MBA or any PG would be an added advantage
• Professional Qualifications: Nothing specific