Branch Manager - Retail MFB - Sales - Indi - Kapase Complex - J Grades

Tata Capital; Vijayapura District; On-site; INR 240,000 - 420,000; Full time

Job summary

Tata Capital in Karnataka is seeking a Sales Officer to drive microfinance disbursements, grow the customer base, and maintain portfolio health. You will work across assigned territories, achieve daily and weekly targets, and build strong relationships with clients and local centers.

The role requires 0–5 years in microfinance sales, Graduate in any discipline, and a basic understanding of JLG models. Field visits, regular centre meetings, and disciplined collections are part of the

Qualifications

• Graduate in any discipline.
• Fresher to 5 years of experience in microfinance sales.
• Basic understanding of microfinance and JLG model preferred.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Identify Joint Liability Groups and disbursed loans to suit target customers and geographies.
• Develop and manage a team across territories for deeper market penetration and reach.
• Assess potential client base and product acceptability for regional expansion.
• Manage disbursement, repayment and delinquency, meeting daily/weekly collection targets.
• Follow up on disbursed loans, especially overdue accounts.
• Conduct regular field visits and centre meetings with loan applicants.
• Maintain portfolio quality by tracking normal dues, non-starters, delinquency and frauds.
• Build strong client relationships and enhance brand identification with customers.
• Hold weekly/daily meetings and visits to centres.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Job Description:

10222

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Qualification-Graduate in any discipline

Requirements: