Branch Manager - Retail

Equitas Small Finance Bank Ltd.; Kurnool District, Anantapuramu District; On-site; INR 700,000 - 1,000,000; Full time

Job summary

Equitas Small Finance Bank invites applications for Branch Manager - Retail at Ananthapur, AP. You will lead the branch team, drive sales and collections, and ensure profitability with high-quality portfolios.

The role requires strong leadership, risk and compliance oversight, and hands-on coaching. The ideal candidate has 7–15 years in private banking or NBFCs with hands-on sales and collection experience in MF/HF segments; MS Office proficiency is essential, and a customer-centric approach is

Qualifications

• 07-15 years of experience in sales and collections for banking/fintech

Responsibilities

• Manage branch sales, operations and administration.
• Build a high-quality loan portfolio for Retail/Micro Finance and related products.
• Achieve targeted microfinance memberships for the branch.
• Track repayments for loans disbursed; ensure NPA control.

Skills

Sales & collections

MS Office

Team leadership

Education

UG

Tools

Microsoft Office

Job description

• Inclusive Banking - SBL>South>Andhra Pradesh>AP and TG>Rayalaseema>Rayalaseema>Kurnool VF-KURNL>4030>Ananthapur

No. Of Openings 1

External Title Branch Manager - Retail

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Business

Generic Role Branch Manager

External Title (Job Role) Branch Manager - Retail

Division Inclusive Banking - SBL

Zone South

State Andhra Pradesh

Region AP and TG

Area Rayalaseema

Cluster Rayalaseema

Branch Code 4030

Branch Name Ananthapur

Basic Section

Skill

UG

Job Description

Purpose of the role:

• The position has been created to enable clear focus on handling branch team of Retail/Micro finance/New product team members to ensure sourcing & collection as per company norms and process and ensure branch profitability and branch portfolio is maintained at a High quality level.

Key Responsibilities:

• Managing the Branch in terms of Sales, Branch operations and administration.
• Build a high Quality Loan portfolio
• Responsible to Achieve targeted micro finance members for the Branch
• Track and Ensure Repayments of the Loan disbursed
• Maintain Manage & Deliver Branch productivity for Micro finance/Micro LAP/HF/AGRI/New product
• Responsible acquit ion of recurring deposit for the bank through eligible micro finance members
• Responsible for sufficient manpower in every branch to achieve the desired results
• Handholding entire branch team to achieve desired targets
• Field Visit with branch team members to handhold in sourcing & collection
• Responsible for sales team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Ensuring 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
• Responsible for training team members on product & handhold

Desired Experience:

• Number of years of experience (07-15 Years )
• Type of companies/sector worked for(Private commercial banks and large NBFCs)
• Responsibilities managed in the previous organizations(Primarily Sales & Collection function. Past experience on the sales & Collection side in Housing Finance /Loan against property/Business Loan)
• Computer/technical skills (Handy with Basic Microsoft office)